TBBK vs WAFD: stock comparison and AI forecast
Bancorp, Inc. (TBBK) and Wafd Inc (WAFD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
TBBK Bancorp, Inc.
- Price
- $48.25 -18.9% · 6M
- Market Cap
- $1.97B
- P/E Ratio
- 7.0x
- Size
- small-cap
- AI Forecast
WAFD Wafd Inc
- Market Cap
- $2.18B
- P/E Ratio
- 8.0x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- WAFD is 1.1 times larger than TBBK by market capitalization ($2.18B against $1.97B).
- TBBK trades at 7.0 times trailing earnings, WAFD at 8.0 times.
- TBBK turns 44.6% of its revenue into net income, against 33.7% for WAFD.
- TBBK carries 12.93 times debt per unit of equity, against 8.13 times for WAFD.
- WAFD yields 3.71% in dividends; TBBK pays none.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | TBBK | WAFD |
|---|---|---|
| Market Cap | $1.97B | $2.18B |
| P/E Ratio | 7.03x | 7.99x |
| P/B Ratio | 2.91x | 0.72x |
| Dividend Yield | – | 3.71% |
| EPS | $6.86 | $3.69 |
| Book Value/Share | $16.59 | $40.85 |
| Revenue/Share | $16.33 | $10.29 |
| FCF/Share | $2.62 | $3.07 |
Profitability & Margins
| Metric | TBBK | WAFD |
|---|---|---|
| ROE | 43.9% | 8.5% |
| ROA | 3.1% | 0.9% |
| Net Margin | 44.6% | 33.7% |
| EBT Margin | 57.3% | 43.1% |
| Tax Rate | 22.2% | 21.8% |
Financial Health
| Metric | TBBK | WAFD |
|---|---|---|
| D/E Ratio | 12.93x | 8.13x |
| Financial Leverage | 13.93x | 9.13x |
Cash Flow
| Metric | TBBK | WAFD |
|---|---|---|
| Operating Cash Flow | $113M | $268M |
| Free Cash Flow | $107M | $227M |
| Capital Spending | -$7M | -$41M |
| OCF Growth YoY | -78.0% | -3.1% |
| FCF Growth YoY | -79.2% | -9.9% |
| FCF/Sales | 16.0% | 29.8% |
| CapEx/Sales | 1.0% | 5.3% |
Operational Efficiency
| Metric | TBBK | WAFD |
|---|---|---|
| Asset Turnover | 0.07x | 0.03x |
| Fixed Assets Turnover | 24.4x | 2.6x |
Income Statement
| Metric | TBBK | WAFD |
|---|---|---|
| Total Revenue | $666M | $761M |
| Net Income | $297M | $256M |
Dividend & Shareholder Information
| Metric | TBBK | WAFD |
|---|---|---|
| Dividends Per Share | – | $1.10 |
| Payout Ratio | – | 29.8% |
| Shares Outstanding | 41M | 74M |
| Net Income Growth | 30.4% | 13.2% |
| EPS Growth | 43.5% | 24.7% |
TBBK vs WAFD: stock comparison and AI forecast
Which is bigger, TBBK or WAFD?
WAFD is 1.1 times larger than TBBK by market capitalization ($2.18B against $1.97B).
Which is cheaper on earnings, TBBK or WAFD?
TBBK trades at 7.0 times trailing earnings, WAFD at 8.0 times.
Which one does Intratio's AI model rank higher, TBBK or WAFD?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.