Pennymac Financial Services, Inc. (PFSI) Stock Forecast Oct. 16, 2026
Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · NYSE
Pennymac Financial Services, Inc. (PFSI) stock forecast summary
On Oct. 16, 2026, PFSI is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5184 stocks scored that day.
Pennymac Financial Services, Inc. is a mid-cap company with a market capitalization of $3.13B. It ranks number 2 by market capitalization among the 6 Mortgage Bankers & Loan Correspondents issuers in our coverage with a current forecast.
For PFSI, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 53.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 34.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)
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How PFSI ranks among 5184 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Pennymac Financial Services, Inc. (PFSI) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Mortgage Bankers & Loan Correspondents peers listed below that report each metric.
Valuation & Market
| Metric | PFSI | Rank |
|---|---|---|
| Market Cap | $3.13B | 2/6 |
| P/E Ratio | 8.29x | – |
| P/B Ratio | 0.72x | 3/5 |
| Dividend Yield | 2.02% | – |
| EPS | $7.28 | – |
| Book Value/Share | $83.48 | – |
| Revenue/Share | $62.48 | – |
| FCF/Share | $-34.67 | – |
Profitability & Margins
| Metric | PFSI | Rank |
|---|---|---|
| ROE | 9.1% | – |
| ROA | 1.3% | – |
| Net Margin | 12.1% | – |
| EBT Margin | 15.6% | 1/5 |
| Tax Rate | 22.6% | – |
Financial Health
| Metric | PFSI | Rank |
|---|---|---|
| D/E Ratio | 5.88x | 3/5 |
| Financial Leverage | 6.88x | 3/5 |
Cash Flow
| Metric | PFSI | Rank |
|---|---|---|
| Operating Cash Flow | -$1.79B | 4/6 |
| Free Cash Flow | -$1.80B | – |
| Capital Spending | -$16M | – |
| FCF/Sales | -55.5% | – |
| CapEx/Sales | 0.5% | – |
Operational Efficiency
| Metric | PFSI | Rank |
|---|---|---|
| Asset Turnover | 0.11x | 4/5 |
| Fixed Assets Turnover | 164.0x | 1/6 |
Income Statement
| Metric | PFSI | Rank |
|---|---|---|
| Total Revenue | $3.25B | 3/6 |
| Net Income | $392M | – |
Dividend & Shareholder Information
| Metric | PFSI | Rank |
|---|---|---|
| Dividends Per Share | $1.22 | – |
| Payout Ratio | 16.8% | – |
| Shares Outstanding | 52M | – |
| Net Income Growth | 1.5% | – |
| EPS Growth | -8.4% | 2/5 |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $214M | 0.7% of assets |
| Total Liabilities | $25.52B | 85.4% of assets |
PFSI quarterly financials and insider trading
Pennymac Financial Services, Inc. (PFSI) industry peers
Companies classified under the same SEC industry code as Pennymac Financial Services, Inc. (Mortgage Bankers & Loan Correspondents): 6 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
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Pennymac Financial Services, Inc. (PFSI) stock news
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Pennymac Financial Services, Inc. (PFSI) stock forecast FAQ
What is the Pennymac Financial Services, Inc. (PFSI) stock forecast?
On Oct. 16, 2026, PFSI is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5184 stocks scored that day.
How accurate are Pennymac Financial Services, Inc. stock predictions?
For PFSI, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 53.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 34.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Pennymac Financial Services, Inc. forecasts updated?
Pennymac Financial Services, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.
Which companies are Pennymac Financial Services, Inc.'s industry peers?
6 issuers in our coverage, PFSI included, share the SEC industry code Mortgage Bankers & Loan Correspondents. The largest are: Rocket Companies, Inc. (RKT), Uwm Holdings Corp (UWMC), Onity Group Inc. (ONIT), Finance Of America Companies Inc. (FOA), Beeline Holdings, Inc. (BLNE).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.