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Stock comparison · Signal date 2026-11-06

ACNB vs OBK: stock comparison and AI forecast

Acnb Corp (ACNB) and Origin Bancorp, Inc. (OBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

ACNB Acnb Corp

Price
$65.54 +23.7% · 6M
Market Cap
$667M
P/E Ratio
12.1x
Size
small-cap
AI Forecast
Full analysis →
TXSE · State Commercial Banks

OBK Origin Bancorp, Inc.

Price
$53.24 +14.2% · 6M
Market Cap
$1.64B
P/E Ratio
11.0x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-07 → 2026-11-06

Six-month price performance

Closing prices rebased to 100 at the start of the window.

100105110115120125
ACNB +23.7% OBK +14.2%
ACNB · OBK

Key facts

  • OBK is 2.5 times larger than ACNB by market capitalization ($1.64B against $667M).
  • OBK trades at 11.0 times trailing earnings, ACNB at 12.1 times.
  • Over the last six months ACNB returned +23.7% and OBK +14.2%.
  • OBK turns 31.6% of its revenue into net income, against 27.2% for ACNB.
  • OBK carries 7.00 times debt per unit of equity, against 6.85 times for ACNB.
  • ACNB yields 3.21% in dividends and OBK 1.52%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricACNBOBK
Market Cap$667M$1.64B
P/E Ratio12.07x10.98x
P/B Ratio1.59x1.30x
Dividend Yield3.21%1.52%
EPS$5.43$4.85
Book Value/Share$41.35$40.96
Revenue/Share$20.08$13.53
FCF/Share$7.79$4.83

Profitability & Margins

MetricACNBOBK
ROE13.2%8.1%
ROA1.7%1.0%
Net Margin27.2%31.6%
EBT Margin34.0%51.0%
Tax Rate27.4%21.4%

Financial Health

MetricACNBOBK
D/E Ratio6.85x7.00x
Financial Leverage7.85x8.00x

Cash Flow

MetricACNBOBK
Operating Cash Flow$81M$170M
Free Cash Flow$79M$149M
Capital Spending-$2M-$21M
OCF Growth YoY73.2%16.7%
FCF Growth YoY74.8%9.8%
FCF/Sales38.8%35.7%
CapEx/Sales0.7%5.0%

Operational Efficiency

MetricACNBOBK
Asset Turnover0.06x0.04x
Fixed Assets Turnover7.3x3.1x

Income Statement

MetricACNBOBK
Total Revenue$204M$417M
Net Income$55M$102M

Dividend & Shareholder Information

MetricACNBOBK
Dividends Per Share$2.11$0.81
Payout Ratio38.9%16.7%
Shares Outstanding10M31M
Net Income Growth68.8%19.3%
EPS Growth32.4%152.6%
FAQ

ACNB vs OBK: stock comparison and AI forecast

Which is bigger, ACNB or OBK?

OBK is 2.5 times larger than ACNB by market capitalization ($1.64B against $667M).

Which is cheaper on earnings, ACNB or OBK?

OBK trades at 11.0 times trailing earnings, ACNB at 12.1 times.

Which stock performed better over the last six months, ACNB or OBK?

Over the last six months ACNB returned +23.7% and OBK +14.2%.

Which one does Intratio's AI model rank higher, ACNB or OBK?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.