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Stock comparison · Signal date 2026-11-06

AVBC vs TSBK: stock comparison and AI forecast

Avidia Bancorp, Inc. (AVBC) and Timberland Bancorp Inc (TSBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

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NYSE · Savings Institutions, Not Federally Chartered

AVBC Avidia Bancorp, Inc.

Market Cap
$452M
P/E Ratio
107.7x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · Savings Institutions, Not Federally Chartered

TSBK Timberland Bancorp Inc

Market Cap
$371M
P/E Ratio
9.9x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

AVBC · TSBK

Key facts

  • AVBC is 1.2 times larger than TSBK by market capitalization ($452M against $371M).
  • TSBK trades at 9.9 times trailing earnings, AVBC at 107.7 times.
  • TSBK carries 6.54 times debt per unit of equity, against 6.14 times for AVBC.
  • TSBK yields 2.37% in dividends; AVBC pays none.
  • Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricAVBCTSBK
Market Cap$452M$371M
P/E Ratio107.67x9.86x
P/B Ratio1.16x1.36x
Dividend Yield–2.37%
EPS$0.21$4.84
Book Value/Share$19.51$35.14
Revenue/Share$5.68$11.04
FCF/Share$2.41$3.74

Profitability & Margins

MetricAVBCTSBK
ROE–11.5%
ROA–1.5%
Net Margin–36.7%
EBT Margin20.7%45.6%
Tax Rate25.0%19.5%

Financial Health

MetricAVBCTSBK
D/E Ratio6.14x6.54x
Financial Leverage7.14x7.54x

Cash Flow

MetricAVBCTSBK
Operating Cash Flow$51M$31M
Free Cash Flow$48M$29M
Capital Spending-$3M-$2M
OCF Growth YoY–17.1%
FCF Growth YoY–15.1%
FCF/Sales42.5%33.9%
CapEx/Sales2.8%2.5%

Operational Efficiency

MetricAVBCTSBK
Asset Turnover0.04x0.04x
Fixed Assets Turnover3.9x3.9x

Income Statement

MetricAVBCTSBK
Total Revenue$113M$86M
Net Income–$32M

Dividend & Shareholder Information

MetricAVBCTSBK
Dividends Per Share–$1.13
Payout Ratio–23.4%
Shares Outstanding20M8M
Net Income Growth–16.4%
EPS Growth–45.8%
FAQ

AVBC vs TSBK: stock comparison and AI forecast

Which is bigger, AVBC or TSBK?

AVBC is 1.2 times larger than TSBK by market capitalization ($452M against $371M).

Which is cheaper on earnings, AVBC or TSBK?

TSBK trades at 9.9 times trailing earnings, AVBC at 107.7 times.

Which one does Intratio's AI model rank higher, AVBC or TSBK?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.