BBT vs HFWA: stock comparison and AI forecast
Beacon Financial Corp (BBT) and Heritage Financial Corp /Wa/ (HFWA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BBT Beacon Financial Corp
- Price
- $30.60 +6.0% · 6M
- Market Cap
- $2.56B
- P/E Ratio
- 26.8x
- Size
- mid-cap
- AI Forecast
HFWA Heritage Financial Corp /Wa/
- Price
- $28.39 +3.5% · 6M
- Market Cap
- $1.16B
- P/E Ratio
- 15.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- BBT is 2.2 times larger than HFWA by market capitalization ($2.56B against $1.16B).
- HFWA trades at 15.2 times trailing earnings, BBT at 26.8 times.
- Over the last six months BBT returned +6.0% and HFWA +3.5%.
- BBT turns 26.7% of its revenue into net income, against 24.6% for HFWA.
- BBT carries 8.85 times debt per unit of equity, against 6.86 times for HFWA.
- BBT yields 3.92% in dividends and HFWA 3.14%.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BBT | HFWA |
|---|---|---|
| Market Cap | $2.56B | $1.16B |
| P/E Ratio | 26.84x | 15.18x |
| P/B Ratio | 2.10x | 1.07x |
| Dividend Yield | 3.92% | 3.14% |
| EPS | $1.14 | $1.87 |
| Book Value/Share | $14.58 | $26.49 |
| Revenue/Share | $8.45 | $7.71 |
| FCF/Share | – | $2.06 |
Profitability & Margins
| Metric | BBT | HFWA |
|---|---|---|
| ROE | 9.9% | 7.2% |
| ROA | – | 0.9% |
| Net Margin | 26.7% | 24.6% |
| EBT Margin | 43.7% | 28.9% |
| Tax Rate | 27.1% | 15.0% |
Financial Health
| Metric | BBT | HFWA |
|---|---|---|
| D/E Ratio | 8.85x | 6.86x |
| Financial Leverage | – | 7.86x |
Cash Flow
| Metric | BBT | HFWA |
|---|---|---|
| Operating Cash Flow | $213M | $95M |
| Free Cash Flow | – | $84M |
| Capital Spending | – | -$11M |
| OCF Growth YoY | 46.5% | 9.2% |
| FCF Growth YoY | – | 1.5% |
| FCF/Sales | – | 26.8% |
| CapEx/Sales | – | 3.5% |
Operational Efficiency
| Metric | BBT | HFWA |
|---|---|---|
| Asset Turnover | – | 0.04x |
| Fixed Assets Turnover | 4.4x | 3.2x |
Income Statement
| Metric | BBT | HFWA |
|---|---|---|
| Total Revenue | $709M | $315M |
| Net Income | $121M | $77M |
Dividend & Shareholder Information
| Metric | BBT | HFWA |
|---|---|---|
| Dividends Per Share | $1.20 | $0.89 |
| Payout Ratio | 105.3% | 47.6% |
| Shares Outstanding | 84M | 41M |
| Net Income Growth | 7.2% | 35.4% |
| EPS Growth | -25.0% | 28.1% |
BBT vs HFWA: stock comparison and AI forecast
Which is bigger, BBT or HFWA?
BBT is 2.2 times larger than HFWA by market capitalization ($2.56B against $1.16B).
Which is cheaper on earnings, BBT or HFWA?
HFWA trades at 15.2 times trailing earnings, BBT at 26.8 times.
Which stock performed better over the last six months, BBT or HFWA?
Over the last six months BBT returned +6.0% and HFWA +3.5%.
Which one does Intratio's AI model rank higher, BBT or HFWA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.