HFWA vs NBBK: stock comparison and AI forecast
Heritage Financial Corp /Wa/ (HFWA) and Nb Bancorp, Inc. (NBBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HFWA Heritage Financial Corp /Wa/
- Price
- $28.39 +3.5% · 6M
- Market Cap
- $1.16B
- P/E Ratio
- 15.2x
- Size
- small-cap
- AI Forecast
NBBK Nb Bancorp, Inc.
- Price
- $22.09 +8.7% · 6M
- Market Cap
- $968M
- P/E Ratio
- 14.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- HFWA is 1.2 times larger than NBBK by market capitalization ($1.16B against $968M).
- NBBK trades at 14.8 times trailing earnings, HFWA at 15.2 times.
- Over the last six months NBBK returned +8.7% and HFWA +3.5%.
- HFWA turns 24.6% of its revenue into net income, against 24.4% for NBBK.
- NBBK carries 7.96 times debt per unit of equity, against 6.86 times for HFWA.
- HFWA yields 3.14% in dividends and NBBK 1.25%.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HFWA | NBBK |
|---|---|---|
| Market Cap | $1.16B | $968M |
| P/E Ratio | 15.18x | 14.82x |
| P/B Ratio | 1.07x | 1.13x |
| Dividend Yield | 3.14% | 1.25% |
| EPS | $1.87 | $1.49 |
| Book Value/Share | $26.49 | $19.57 |
| Revenue/Share | $7.71 | $6.26 |
| FCF/Share | $2.06 | $2.77 |
Profitability & Margins
| Metric | HFWA | NBBK |
|---|---|---|
| ROE | 7.2% | 7.8% |
| ROA | 0.9% | 0.9% |
| Net Margin | 24.6% | 24.4% |
| EBT Margin | 28.9% | 33.5% |
| Tax Rate | 15.0% | 27.0% |
Financial Health
| Metric | HFWA | NBBK |
|---|---|---|
| D/E Ratio | 6.86x | 7.96x |
| Financial Leverage | 7.86x | 8.96x |
Cash Flow
| Metric | HFWA | NBBK |
|---|---|---|
| Operating Cash Flow | $95M | $131M |
| Free Cash Flow | $84M | $121M |
| Capital Spending | -$11M | -$10M |
| OCF Growth YoY | 9.2% | 60.8% |
| FCF Growth YoY | 1.5% | 52.1% |
| FCF/Sales | 26.8% | 44.2% |
| CapEx/Sales | 3.5% | 3.6% |
Operational Efficiency
| Metric | HFWA | NBBK |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 3.2x | 5.4x |
Income Statement
| Metric | HFWA | NBBK |
|---|---|---|
| Total Revenue | $315M | $274M |
| Net Income | $77M | $67M |
Dividend & Shareholder Information
| Metric | HFWA | NBBK |
|---|---|---|
| Dividends Per Share | $0.89 | $0.28 |
| Payout Ratio | 47.6% | 18.8% |
| Shares Outstanding | 41M | 44M |
| Net Income Growth | 35.4% | 15.0% |
| EPS Growth | 28.1% | 15.5% |
HFWA vs NBBK: stock comparison and AI forecast
Which is bigger, HFWA or NBBK?
HFWA is 1.2 times larger than NBBK by market capitalization ($1.16B against $968M).
Which is cheaper on earnings, HFWA or NBBK?
NBBK trades at 14.8 times trailing earnings, HFWA at 15.2 times.
Which stock performed better over the last six months, HFWA or NBBK?
Over the last six months NBBK returned +8.7% and HFWA +3.5%.
Which one does Intratio's AI model rank higher, HFWA or NBBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.