BBT vs SMBC: stock comparison and AI forecast
Beacon Financial Corp (BBT) and Southern Missouri Bancorp, Inc. (SMBC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BBT Beacon Financial Corp
- Market Cap
- $2.56B
- P/E Ratio
- 26.8x
- Size
- mid-cap
- AI Forecast
SMBC Southern Missouri Bancorp, Inc.
- Market Cap
- $778M
- P/E Ratio
- 11.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BBT is 3.3 times larger than SMBC by market capitalization ($2.56B against $778M).
- SMBC trades at 11.0 times trailing earnings, BBT at 26.8 times.
- SMBC turns 35.8% of its revenue into net income, against 26.7% for BBT.
- SMBC carries 9.24 times debt per unit of equity, against 8.85 times for BBT.
- BBT yields 3.92% in dividends and SMBC 1.43%.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BBT | SMBC |
|---|---|---|
| Market Cap | $2.56B | $778M |
| P/E Ratio | 26.84x | 10.99x |
| P/B Ratio | 2.10x | 2.31x |
| Dividend Yield | 3.92% | 1.43% |
| EPS | $1.14 | $6.43 |
| Book Value/Share | $14.58 | $30.60 |
| Revenue/Share | $8.45 | $17.18 |
| FCF/Share | – | $6.95 |
Profitability & Margins
| Metric | BBT | SMBC |
|---|---|---|
| ROE | 9.9% | 13.8% |
| Net Margin | 26.7% | 35.8% |
| EBT Margin | 43.7% | 66.9% |
| Tax Rate | 27.1% | 17.5% |
Financial Health
| Metric | BBT | SMBC |
|---|---|---|
| D/E Ratio | 8.85x | 9.24x |
Cash Flow
| Metric | BBT | SMBC |
|---|---|---|
| Operating Cash Flow | $213M | $81M |
| Free Cash Flow | – | $77M |
| Capital Spending | – | -$4M |
| OCF Growth YoY | 46.5% | 15.9% |
| FCF Growth YoY | – | -6.8% |
| FCF/Sales | – | 40.5% |
| CapEx/Sales | – | 2.1% |
Operational Efficiency
| Metric | BBT | SMBC |
|---|---|---|
| Fixed Assets Turnover | 4.4x | – |
Income Statement
| Metric | BBT | SMBC |
|---|---|---|
| Total Revenue | $709M | $189M |
| Net Income | $121M | $47M |
Dividend & Shareholder Information
| Metric | BBT | SMBC |
|---|---|---|
| Dividends Per Share | $1.20 | $1.01 |
| Payout Ratio | 105.3% | 15.7% |
| Shares Outstanding | 84M | 11M |
| Net Income Growth | 7.2% | 0.0% |
| EPS Growth | -25.0% | 28.9% |
BBT vs SMBC: stock comparison and AI forecast
Which is bigger, BBT or SMBC?
BBT is 3.3 times larger than SMBC by market capitalization ($2.56B against $778M).
Which is cheaper on earnings, BBT or SMBC?
SMBC trades at 11.0 times trailing earnings, BBT at 26.8 times.
Which one does Intratio's AI model rank higher, BBT or SMBC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.