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Stock comparison · Signal date 2026-11-06

BCBP vs FMAO: stock comparison and AI forecast

Bcb Bancorp Inc (BCBP) and Farmers & Merchants Bancorp Inc (FMAO) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Savings Institution, Federally Chartered

BCBP Bcb Bancorp Inc

Price
$9.17 -9.2% · 6M
Market Cap
$282M
P/E Ratio
–
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · Savings Institution, Federally Chartered

FMAO Farmers & Merchants Bancorp Inc

Market Cap
$500M
P/E Ratio
10.0x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

BCBP · FMAO

Key facts

  • FMAO is 1.8 times larger than BCBP by market capitalization ($500M against $282M).
  • FMAO turns 32.2% of its revenue into net income, against -279.1% for BCBP.
  • BCBP carries 11.28 times debt per unit of equity, against 8.30 times for FMAO.
  • BCBP yields 2.88% in dividends and FMAO 2.49%.
  • Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBCBPFMAO
Market Cap$282M$500M
P/E Ratio–10.04x
P/B Ratio1.15x1.29x
Dividend Yield2.88%2.49%
EPS$-8.83$3.62
Book Value/Share$8.00$28.12
Revenue/Share$1.80$9.63
FCF/Share$0.99$3.30

Profitability & Margins

MetricBCBPFMAO
ROE-62.7%11.0%
ROA-5.1%1.2%
Net Margin-279.1%32.2%
EBT Margin-249.7%40.9%
Tax Rate-11.8%21.1%

Financial Health

MetricBCBPFMAO
D/E Ratio11.28x8.30x
Financial Leverage12.28x9.30x

Cash Flow

MetricBCBPFMAO
Operating Cash Flow$32M$47M
Free Cash Flow$30M$45M
Capital Spending-$1M-$1M
OCF Growth YoY-0.9%80.3%
FCF Growth YoY1.1%92.2%
FCF/Sales55.2%34.3%
CapEx/Sales1.9%1.0%

Operational Efficiency

MetricBCBPFMAO
Asset Turnover0.02x0.04x
Fixed Assets Turnover4.8x4.5x

Income Statement

MetricBCBPFMAO
Total Revenue$55M$132M
Net Income-$154M$43M
SG&A Expense–$6M

Dividend & Shareholder Information

MetricBCBPFMAO
Dividends Per Share$0.26$0.91
Payout Ratio–25.1%
Shares Outstanding31M14M
Net Income Growth-5664.3%33.9%
EPS Growth-1138.8%38.2%
FAQ

BCBP vs FMAO: stock comparison and AI forecast

Which is bigger, BCBP or FMAO?

FMAO is 1.8 times larger than BCBP by market capitalization ($500M against $282M).

Which one does Intratio's AI model rank higher, BCBP or FMAO?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.