BFH vs OMF: stock comparison and AI forecast
Bread Financial Holdings, Inc. (BFH) and Onemain Holdings, Inc. (OMF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BFH Bread Financial Holdings, Inc.
- Price
- $101.83 +17.7% · 6M
- Market Cap
- $3.87B
- P/E Ratio
- 8.0x
- Size
- mid-cap
- AI Forecast
OMF Onemain Holdings, Inc.
- Market Cap
- $6.60B
- P/E Ratio
- 8.4x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- OMF is 1.7 times larger than BFH by market capitalization ($6.60B against $3.87B).
- BFH trades at 8.0 times trailing earnings, OMF at 8.4 times.
- OMF turns 26.8% of its revenue into net income, against 11.2% for BFH.
- OMF carries 7.00 times debt per unit of equity, against 5.78 times for BFH.
- OMF yields 7.59% in dividends and BFH 0.98%.
- Both companies share the SEC industry classification Personal Credit Institutions.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BFH | OMF |
|---|---|---|
| Market Cap | $3.87B | $6.60B |
| P/E Ratio | 7.99x | 8.36x |
| P/B Ratio | 1.12x | 1.95x |
| Dividend Yield | 0.98% | 7.59% |
| EPS | $12.75 | $6.71 |
| Book Value/Share | $90.54 | $28.69 |
| Revenue/Share | $126.13 | $25.28 |
Profitability & Margins
| Metric | BFH | OMF |
|---|---|---|
| ROE | 15.6% | 23.6% |
| ROA | 2.3% | 3.0% |
| Net Margin | 11.2% | 26.8% |
| EBT Margin | 14.5% | 34.4% |
| Tax Rate | 23.0% | 22.1% |
Financial Health
| Metric | BFH | OMF |
|---|---|---|
| D/E Ratio | 5.78x | 7.00x |
| Financial Leverage | 6.78x | 8.00x |
| Interest Coverage | 4.2x | – |
Cash Flow
| Metric | BFH | OMF |
|---|---|---|
| Operating Cash Flow | $2.19B | $3.21B |
| OCF Growth YoY | 9.3% | 14.3% |
Operational Efficiency
| Metric | BFH | OMF |
|---|---|---|
| Asset Turnover | 0.21x | 0.11x |
| Fixed Assets Turnover | 49.4x | – |
Income Statement
| Metric | BFH | OMF |
|---|---|---|
| Total Revenue | $4.79B | $2.98B |
| Net Income | $537M | $796M |
Dividend & Shareholder Information
| Metric | BFH | OMF |
|---|---|---|
| Dividends Per Share | $1.00 | $4.26 |
| Payout Ratio | 7.8% | 63.5% |
| Shares Outstanding | 38M | 118M |
| Net Income Growth | 1578.1% | 40.4% |
| EPS Growth | 30.6% | 41.9% |
BFH vs OMF: stock comparison and AI forecast
Which is bigger, BFH or OMF?
OMF is 1.7 times larger than BFH by market capitalization ($6.60B against $3.87B).
Which is cheaper on earnings, BFH or OMF?
BFH trades at 8.0 times trailing earnings, OMF at 8.4 times.
Which one does Intratio's AI model rank higher, BFH or OMF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.