BFST vs HBNC: stock comparison and AI forecast
Business First Bancshares, Inc. (BFST) and Horizon Bancorp Inc /In/ (HBNC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BFST Business First Bancshares, Inc.
- Price
- $32.20 +16.8% · 6M
- Market Cap
- $1.05B
- P/E Ratio
- 11.6x
- Size
- small-cap
- AI Forecast
HBNC Horizon Bancorp Inc /In/
- Price
- $20.81 +12.1% · 6M
- Market Cap
- $1.07B
- P/E Ratio
- 10.4x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- BFST and HBNC have similar market capitalizations ($1.05B and $1.07B).
- HBNC trades at 10.3 times trailing earnings, BFST at 11.6 times.
- Over the last six months BFST returned +16.8% and HBNC +12.1%.
- HBNC turns 29.4% of its revenue into net income, against 27.2% for BFST.
- HBNC carries 8.43 times debt per unit of equity, against 7.93 times for BFST.
- HBNC yields 3.08% in dividends and BFST 1.82%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BFST | HBNC |
|---|---|---|
| Market Cap | $1.05B | $1.07B |
| P/E Ratio | 11.62x | 10.35x |
| P/B Ratio | 1.05x | 1.53x |
| Dividend Yield | 1.82% | 3.08% |
| EPS | $2.77 | $2.01 |
| Book Value/Share | $30.80 | $13.62 |
| Revenue/Share | $10.69 | $7.05 |
| FCF/Share | – | $2.17 |
Profitability & Margins
| Metric | BFST | HBNC |
|---|---|---|
| ROE | 9.4% | 15.2% |
| ROA | 1.1% | 1.6% |
| Net Margin | 27.2% | 29.4% |
| EBT Margin | 34.0% | 35.9% |
| Tax Rate | 19.9% | 18.0% |
Financial Health
| Metric | BFST | HBNC |
|---|---|---|
| D/E Ratio | 7.93x | 8.43x |
| Financial Leverage | 8.93x | 9.43x |
Cash Flow
| Metric | BFST | HBNC |
|---|---|---|
| Operating Cash Flow | $114M | $117M |
| Free Cash Flow | – | $111M |
| Capital Spending | – | -$6M |
| OCF Growth YoY | 23.7% | – |
| FCF/Sales | – | 30.7% |
| CapEx/Sales | – | 1.6% |
Operational Efficiency
| Metric | BFST | HBNC |
|---|---|---|
| Asset Turnover | 0.04x | 0.05x |
| Fixed Assets Turnover | 3.6x | 3.9x |
Income Statement
| Metric | BFST | HBNC |
|---|---|---|
| Total Revenue | $348M | $362M |
| Net Income | $95M | $107M |
Dividend & Shareholder Information
| Metric | BFST | HBNC |
|---|---|---|
| Dividends Per Share | $0.59 | $0.64 |
| Payout Ratio | 21.3% | 31.8% |
| Shares Outstanding | 33M | 51M |
| Net Income Growth | 15.4% | – |
| EPS Growth | 14.5% | – |
BFST vs HBNC: stock comparison and AI forecast
Which is bigger, BFST or HBNC?
BFST and HBNC have similar market capitalizations ($1.05B and $1.07B).
Which is cheaper on earnings, BFST or HBNC?
HBNC trades at 10.3 times trailing earnings, BFST at 11.6 times.
Which stock performed better over the last six months, BFST or HBNC?
Over the last six months BFST returned +16.8% and HBNC +12.1%.
Which one does Intratio's AI model rank higher, BFST or HBNC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.