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Stock comparison · Signal date 2026-11-06

BSRR vs OBK: stock comparison and AI forecast

Sierra Bancorp (BSRR) and Origin Bancorp, Inc. (OBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · State Commercial Banks

BSRR Sierra Bancorp

Market Cap
$537M
P/E Ratio
11.6x
Size
small-cap
AI Forecast
Full analysis →
TXSE · State Commercial Banks

OBK Origin Bancorp, Inc.

Price
$53.24 +14.2% · 6M
Market Cap
$1.64B
P/E Ratio
11.0x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

BSRR · OBK

Key facts

  • OBK is 3.1 times larger than BSRR by market capitalization ($1.64B against $537M).
  • OBK trades at 11.0 times trailing earnings, BSRR at 11.6 times.
  • BSRR turns 32.1% of its revenue into net income, against 31.6% for OBK.
  • BSRR carries 9.16 times debt per unit of equity, against 7.00 times for OBK.
  • BSRR yields 2.55% in dividends and OBK 1.52%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricBSRROBK
Market Cap$537M$1.64B
P/E Ratio11.63x10.98x
P/B Ratio1.48x1.30x
Dividend Yield2.55%1.52%
EPS$3.56$4.85
Book Value/Share$27.90$40.96
Revenue/Share$12.15$13.53
FCF/Share$3.91$4.83

Profitability & Margins

MetricBSRROBK
ROE14.0%8.1%
ROA1.4%1.0%
Net Margin32.1%31.6%
EBT Margin42.5%51.0%
Tax Rate24.4%21.4%

Financial Health

MetricBSRROBK
D/E Ratio9.16x7.00x
Financial Leverage10.16x8.00x

Cash Flow

MetricBSRROBK
Operating Cash Flow$52M$170M
Free Cash Flow$51M$149M
Capital Spending-$1M-$21M
OCF Growth YoY24.2%16.7%
FCF Growth YoY25.1%9.8%
FCF/Sales32.2%35.7%
CapEx/Sales0.8%5.0%

Operational Efficiency

MetricBSRROBK
Asset Turnover0.04x0.04x
Fixed Assets Turnover11.0x3.1x

Income Statement

MetricBSRROBK
Total Revenue$158M$417M
Net Income$51M$102M

Dividend & Shareholder Information

MetricBSRROBK
Dividends Per Share$1.06$0.81
Payout Ratio29.8%16.7%
Shares Outstanding13M31M
Net Income Growth27.2%19.3%
EPS Growth24.0%152.6%
FAQ

BSRR vs OBK: stock comparison and AI forecast

Which is bigger, BSRR or OBK?

OBK is 3.1 times larger than BSRR by market capitalization ($1.64B against $537M).

Which is cheaper on earnings, BSRR or OBK?

OBK trades at 11.0 times trailing earnings, BSRR at 11.6 times.

Which one does Intratio's AI model rank higher, BSRR or OBK?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.