BVFL vs FGBI: stock comparison and AI forecast
Bv Financial, Inc. (BVFL) and First Guaranty Bancshares, Inc. (FGBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BVFL Bv Financial, Inc.
- Price
- $21.82 +10.4% · 6M
- Market Cap
- $185M
- P/E Ratio
- 14.0x
- Size
- small-cap
- AI Forecast
FGBI First Guaranty Bancshares, Inc.
- Market Cap
- $195M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- BVFL and FGBI have similar market capitalizations ($185M and $195M).
- BVFL turns 30.2% of its revenue into net income, against -96.5% for FGBI.
- FGBI carries 16.13 times debt per unit of equity, against 3.79 times for BVFL.
- FGBI yields 0.32% in dividends; BVFL pays none.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BVFL | FGBI |
|---|---|---|
| Market Cap | $185M | $195M |
| P/E Ratio | 13.99x | – |
| P/B Ratio | 1.01x | 0.86x |
| Dividend Yield | – | 0.32% |
| EPS | $1.56 | – |
| Book Value/Share | $21.63 | $13.75 |
| Revenue/Share | $5.12 | $2.28 |
| FCF/Share | $2.36 | $2.33 |
Profitability & Margins
| Metric | BVFL | FGBI |
|---|---|---|
| ROE | 7.1% | -16.0% |
| ROA | 1.5% | -0.9% |
| Net Margin | 30.2% | -96.5% |
| EBT Margin | 43.9% | -114.6% |
| Tax Rate | 31.2% | 15.8% |
Financial Health
| Metric | BVFL | FGBI |
|---|---|---|
| D/E Ratio | 3.79x | 16.13x |
| Financial Leverage | 4.79x | 17.13x |
| Interest Coverage | – | -2.3x |
Cash Flow
| Metric | BVFL | FGBI |
|---|---|---|
| Operating Cash Flow | $20M | $55M |
| Free Cash Flow | $20M | $38M |
| Capital Spending | $0.00M | -$16M |
| OCF Growth YoY | 16.6% | 400.0% |
| FCF Growth YoY | 20.0% | 274.8% |
| FCF/Sales | 46.1% | 102.1% |
| CapEx/Sales | 0.0% | 42.5% |
Operational Efficiency
| Metric | BVFL | FGBI |
|---|---|---|
| Asset Turnover | 0.05x | 0.01x |
| Fixed Assets Turnover | 3.5x | 0.5x |
Income Statement
| Metric | BVFL | FGBI |
|---|---|---|
| Total Revenue | $43M | $38M |
| Net Income | $13M | -$36M |
Dividend & Shareholder Information
| Metric | BVFL | FGBI |
|---|---|---|
| Dividends Per Share | – | $0.04 |
| Shares Outstanding | 8M | 17M |
| Net Income Growth | 22.2% | – |
| EPS Growth | 47.2% | – |
BVFL vs FGBI: stock comparison and AI forecast
Which is bigger, BVFL or FGBI?
BVFL and FGBI have similar market capitalizations ($185M and $195M).
Which one does Intratio's AI model rank higher, BVFL or FGBI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.