BWIN vs RYAN: stock comparison and AI forecast
Baldwin Insurance Group, Inc. (BWIN) and Ryan Specialty Holdings, Inc. (RYAN) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
BWIN Baldwin Insurance Group, Inc.
- Market Cap
- $4.46B
- P/E Ratio
- –
- Size
- mid-cap
- AI Forecast
RYAN Ryan Specialty Holdings, Inc.
- Market Cap
- $12.01B
- P/E Ratio
- 114.8x
- Size
- large-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- RYAN is 2.7 times larger than BWIN by market capitalization ($12.01B against $4.46B).
- RYAN turns 3.2% of its revenue into net income, against -4.7% for BWIN.
- RYAN carries 22.70 times debt per unit of equity, against 5.37 times for BWIN.
- RYAN yields 0.54% in dividends; BWIN pays none.
- Both companies share the SEC industry classification Insurance Agents, Brokers & Service.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | BWIN | RYAN |
|---|---|---|
| Market Cap | $4.46B | $12.01B |
| P/E Ratio | – | 114.77x |
| P/B Ratio | 5.04x | 26.88x |
| Dividend Yield | – | 0.54% |
| EPS | $-0.87 | – |
| Book Value/Share | $6.34 | $1.78 |
| Revenue/Share | $12.46 | $12.93 |
| FCF/Share | $0.31 | $2.25 |
Profitability & Margins
| Metric | BWIN | RYAN |
|---|---|---|
| ROE | -9.2% | 23.4% |
| ROA | -1.3% | 0.9% |
| ROIC | -2.7% | 9.6% |
| Gross Margin | 14.8% | – |
| Operating Margin | -6.9% | 15.6% |
| Net Margin | -4.7% | 3.2% |
| EBT Margin | -15.8% | 9.8% |
| Tax Rate | 52.1% | 15.8% |
Financial Health
| Metric | BWIN | RYAN |
|---|---|---|
| Current Ratio | 1.07x | 1.01x |
| D/E Ratio | 5.37x | 22.70x |
| Financial Leverage | 6.98x | 24.72x |
| Interest Coverage | 0.2x | 0.8x |
| Working Capital | $126M | $31M |
Cash Flow
| Metric | BWIN | RYAN |
|---|---|---|
| Operating Cash Flow | $91M | $570M |
| Free Cash Flow | $44M | $567M |
| Capital Spending | -$47M | -$3M |
| OCF Growth YoY | – | -10.9% |
| FCF Growth YoY | – | -11.0% |
| FCF/Sales | 2.5% | 17.4% |
| CapEx/Sales | 2.7% | 0.1% |
Operational Efficiency
| Metric | BWIN | RYAN |
|---|---|---|
| Asset Turnover | 0.28x | 0.29x |
| Receivables Turnover | – | 5.7x |
| Fixed Assets Turnover | 52.1x | 50.3x |
| Days Sales Outstanding | – | 65 days |
| Payables Period | 60 days | – |
Income Statement
| Metric | BWIN | RYAN |
|---|---|---|
| Total Revenue | $1.74B | $3.25B |
| Operating Income | -$120M | $507M |
| Net Income | -$81M | $105M |
| Cost of Goods Sold | $1.48B | – |
Dividend & Shareholder Information
| Metric | BWIN | RYAN |
|---|---|---|
| Dividends Per Share | – | $0.26 |
| Shares Outstanding | 140M | 252M |
| Net Income Growth | – | 51.2% |
BWIN vs RYAN: stock comparison and AI forecast
Which is bigger, BWIN or RYAN?
RYAN is 2.7 times larger than BWIN by market capitalization ($12.01B against $4.46B).
Which one does Intratio's AI model rank higher, BWIN or RYAN?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.