Analysis updated on Nov. 6, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Our AI scores Baldwin Insurance Group, Inc. every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
Baldwin Insurance Group, Inc. is a mid-cap company with a market capitalization of $4.46B. It ranks number 10 by market capitalization among the 23 Insurance Agents, Brokers & Service issuers in our coverage with a current forecast. Its ROE of -9.2% is the lowest of the 12 peers that report one. Its Gross Margin of 14.8% is the lowest of the 8 peers that report one.
For BWIN, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 44.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 46.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +3.1%, buy ≥ +1.5%, sell < -0.5%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-11-06 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, BWIN included.
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Insurance Agents, Brokers & Service peers listed below that report each metric.
| Metric | BWIN | Rank |
|---|---|---|
| Market Cap | $4.46B | 10/23 |
| P/B Ratio | 5.04x | 9/18 |
| EPS | $-0.87 | – |
| Book Value/Share | $6.34 | – |
| Revenue/Share | $12.46 | – |
| FCF/Share | $0.31 | – |
| Metric | BWIN | Rank |
|---|---|---|
| ROE | -9.2% | 12/12 |
| ROA | -1.3% | 11/13 |
| ROIC | -2.7% | 10/11 |
| Gross Margin | 14.8% | 8/8 |
| Operating Margin | -6.9% | 12/14 |
| Net Margin | -4.7% | 14/15 |
| EBT Margin | -15.8% | 18/22 |
| Tax Rate | 52.1% | – |
| Metric | BWIN | Rank |
|---|---|---|
| Current Ratio | 1.07x | 15/20 |
| D/E Ratio | 5.37x | 5/20 |
| Financial Leverage | 6.98x | 4/16 |
| Interest Coverage | 0.2x | 13/17 |
| Working Capital | $126M | 9/20 |
| Metric | BWIN | Rank |
|---|---|---|
| Operating Cash Flow | $91M | 11/23 |
| Free Cash Flow | $44M | 11/13 |
| Capital Spending | -$47M | 8/13 |
| FCF/Sales | 2.5% | 11/13 |
| CapEx/Sales | 2.7% | 4/13 |
| Metric | BWIN | Rank |
|---|---|---|
| Asset Turnover | 0.28x | 12/17 |
| Fixed Assets Turnover | 52.1x | 8/15 |
| Payables Period | 60 days | 2/6 |
| Metric | BWIN | Rank |
|---|---|---|
| Total Revenue | $1.74B | 8/22 |
| Operating Income | -$120M | 15/15 |
| Net Income | -$81M | 16/16 |
| Cost of Goods Sold | $1.48B | 2/8 |
| Metric | BWIN | Rank |
|---|---|---|
| Shares Outstanding | 140M | – |
| Total Current Assets | $1.85B | 29.9% of assets |
| Cash & Short-term Investments | $184M | 3.0% of assets |
| Total Liabilities | $4.75B | 77.0% of assets |
| Short-term Debt | $1.48B | 23.9% of assets |
Companies classified under the same SEC industry code as Baldwin Insurance Group, Inc. (Insurance Agents, Brokers & Service): 25 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| BWIN Baldwin Insurance Group, Inc. | $4.46B | |
| MRSH Marsh & Mclennan Companies, Inc. | $97.39B | |
| AJG Arthur J. Gallagher & Co. | $72.18B | |
| AON Aon Plc | $71.03B | |
| BRO Brown & Brown, Inc. | $23.92B | |
| EQH Equitable Holdings, Inc. | $14.38B | |
| ERIE Erie Indemnity Co | $12.61B | |
| RYAN Ryan Specialty Holdings, Inc. | $12.01B | |
| ACT Enact Holdings, Inc. | $6.38B | |
| HGTY Hagerty, Inc. | $6.15B | |
| ARX Accelerant Holdings | $4.32B | |
| CRVL Corvel Corp | $4.20B | |
| NP Neptune Insurance Holdings Inc. | $3.86B | |
| GSHD Goosehead Insurance, Inc. | $1.97B | |
| TWFG Twfg, Inc. | $1.52B | |
| CRD-A Crawford & Co | $565M | |
| RDZN Roadzen Inc. | $95M | |
| SLQT Selectquote, Inc. | $81M | |
| HIT Health In Tech, Inc. | $38M | |
| HUIZ Huize Holding Ltd | $23M | |
| CCG Cheche Group Inc. | $20M | |
| EHTH Ehealth, Inc. | $17M | |
| EZRA Reliance Global Group, Inc. | $2M | |
| QDMI Qdm International Inc. | N/A | |
| SUND Sundance Strategies, Inc. | N/A |
Greetings, and welcome to the Baldwin Group Fourth Quarter 2025 Earnings Call. [Operator Instructions] As a reminder, this conference is being recorded. It is now my pleasure to introduce Bonnie ...
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The Baldwin Group, the brand name for The Baldwin Insurance Group, Inc. (“Baldwin”) (NASDAQ: BWIN) and its affiliates, is an independent insurance distribution firm providing indispensable expertise ...
Our AI scores Baldwin Insurance Group, Inc. every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
For BWIN, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 44.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 46.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Baldwin Insurance Group, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 6, 2026.
25 issuers in our coverage, BWIN included, share the SEC industry code Insurance Agents, Brokers & Service. The largest are: Marsh & Mclennan Companies, Inc. (MRSH), Arthur J. Gallagher & Co. (AJG), Aon Plc (AON), Brown & Brown, Inc. (BRO), Equitable Holdings, Inc. (EQH), Erie Indemnity Co (ERIE).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.
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