CARE vs FUNC: stock comparison and AI forecast
Carter Bankshares, Inc. (CARE) and First United Corp/Md/ (FUNC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CARE Carter Bankshares, Inc.
- Price
- $28.69 +9.5% · 6M
- Market Cap
- $636M
- P/E Ratio
- 4.3x
- Size
- small-cap
- AI Forecast
FUNC First United Corp/Md/
- Price
- $45.92 +20.3% · 6M
- Market Cap
- $296M
- P/E Ratio
- 9.6x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- CARE is 2.1 times larger than FUNC by market capitalization ($636M against $296M).
- CARE trades at 4.3 times trailing earnings, FUNC at 9.6 times.
- Over the last six months FUNC returned +20.3% and CARE +9.5%.
- CARE turns 30.6% of its revenue into net income, against 27.6% for FUNC.
- FUNC carries 8.80 times debt per unit of equity, against 7.98 times for CARE.
- FUNC yields 2.27% in dividends; CARE pays none.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CARE | FUNC |
|---|---|---|
| Market Cap | $636M | $296M |
| P/E Ratio | 4.30x | 9.59x |
| P/B Ratio | 1.21x | 1.38x |
| Dividend Yield | – | 2.27% |
| EPS | $6.67 | $4.79 |
| Book Value/Share | $23.77 | $33.16 |
| Revenue/Share | $19.28 | $14.18 |
| FCF/Share | $2.19 | $4.71 |
Profitability & Margins
| Metric | CARE | FUNC |
|---|---|---|
| ROE | 24.8% | 11.8% |
| ROA | 2.8% | 1.2% |
| Net Margin | 30.6% | 27.6% |
| EBT Margin | 38.5% | 36.5% |
| Tax Rate | 20.5% | 24.2% |
Financial Health
| Metric | CARE | FUNC |
|---|---|---|
| D/E Ratio | 7.98x | 8.80x |
| Financial Leverage | 8.98x | 9.80x |
Cash Flow
| Metric | CARE | FUNC |
|---|---|---|
| Operating Cash Flow | $57M | $33M |
| Free Cash Flow | $48M | $30M |
| Capital Spending | -$8M | -$3M |
| OCF Growth YoY | 45.2% | 78.6% |
| FCF Growth YoY | 55.7% | 84.7% |
| FCF/Sales | 11.3% | 33.2% |
| CapEx/Sales | 2.0% | 3.3% |
Operational Efficiency
| Metric | CARE | FUNC |
|---|---|---|
| Asset Turnover | 0.09x | 0.04x |
| Fixed Assets Turnover | 6.2x | 3.1x |
Income Statement
| Metric | CARE | FUNC |
|---|---|---|
| Total Revenue | $427M | $91M |
| Net Income | $131M | $25M |
Dividend & Shareholder Information
| Metric | CARE | FUNC |
|---|---|---|
| Dividends Per Share | – | $1.04 |
| Payout Ratio | – | 21.7% |
| Shares Outstanding | 22M | 6M |
| Net Income Growth | 320.1% | 1.5% |
| EPS Growth | 529.2% | 36.9% |
CARE vs FUNC: stock comparison and AI forecast
Which is bigger, CARE or FUNC?
CARE is 2.1 times larger than FUNC by market capitalization ($636M against $296M).
Which is cheaper on earnings, CARE or FUNC?
CARE trades at 4.3 times trailing earnings, FUNC at 9.6 times.
Which stock performed better over the last six months, CARE or FUNC?
Over the last six months FUNC returned +20.3% and CARE +9.5%.
Which one does Intratio's AI model rank higher, CARE or FUNC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.