CARE vs SFST: stock comparison and AI forecast
Carter Bankshares, Inc. (CARE) and Southern First Bancshares Inc (SFST) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CARE Carter Bankshares, Inc.
- Price
- $28.69 +9.5% · 6M
- Market Cap
- $636M
- P/E Ratio
- 4.3x
- Size
- small-cap
- AI Forecast
SFST Southern First Bancshares Inc
- Price
- $59.27 +4.3% · 6M
- Market Cap
- $563M
- P/E Ratio
- 10.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- CARE is 1.1 times larger than SFST by market capitalization ($636M against $563M).
- CARE trades at 4.3 times trailing earnings, SFST at 10.8 times.
- Over the last six months CARE returned +9.5% and SFST +4.3%.
- SFST turns 32.0% of its revenue into net income, against 30.6% for CARE.
- SFST carries 9.56 times debt per unit of equity, against 7.98 times for CARE.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CARE | SFST |
|---|---|---|
| Market Cap | $636M | $563M |
| P/E Ratio | 4.30x | 10.76x |
| P/B Ratio | 1.21x | 1.22x |
| EPS | $6.67 | $5.51 |
| Book Value/Share | $23.77 | $48.68 |
| Revenue/Share | $19.28 | $14.19 |
| FCF/Share | $2.19 | $4.77 |
Profitability & Margins
| Metric | CARE | SFST |
|---|---|---|
| ROE | 24.8% | 9.3% |
| ROA | 2.8% | 0.9% |
| Net Margin | 30.6% | 32.0% |
| EBT Margin | 38.5% | 41.2% |
| Tax Rate | 20.5% | 22.3% |
Financial Health
| Metric | CARE | SFST |
|---|---|---|
| D/E Ratio | 7.98x | 9.56x |
| Financial Leverage | 8.98x | 10.56x |
Cash Flow
| Metric | CARE | SFST |
|---|---|---|
| Operating Cash Flow | $57M | $48M |
| Free Cash Flow | $48M | $45M |
| Capital Spending | -$8M | -$3M |
| OCF Growth YoY | 45.2% | 56.4% |
| FCF Growth YoY | 55.7% | 49.9% |
| FCF/Sales | 11.3% | 33.6% |
| CapEx/Sales | 2.0% | 2.1% |
Operational Efficiency
| Metric | CARE | SFST |
|---|---|---|
| Asset Turnover | 0.09x | 0.03x |
| Fixed Assets Turnover | 6.2x | 1.5x |
Income Statement
| Metric | CARE | SFST |
|---|---|---|
| Total Revenue | $427M | $135M |
| Net Income | $131M | $43M |
Dividend & Shareholder Information
| Metric | CARE | SFST |
|---|---|---|
| Shares Outstanding | 22M | 9M |
| Net Income Growth | 320.1% | 65.2% |
| EPS Growth | 529.2% | 69.5% |
CARE vs SFST: stock comparison and AI forecast
Which is bigger, CARE or SFST?
CARE is 1.1 times larger than SFST by market capitalization ($636M against $563M).
Which is cheaper on earnings, CARE or SFST?
CARE trades at 4.3 times trailing earnings, SFST at 10.8 times.
Which stock performed better over the last six months, CARE or SFST?
Over the last six months CARE returned +9.5% and SFST +4.3%.
Which one does Intratio's AI model rank higher, CARE or SFST?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.