CBNK vs SFST: stock comparison and AI forecast
Capital Bancorp Inc (CBNK) and Southern First Bancshares Inc (SFST) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CBNK Capital Bancorp Inc
- Price
- $42.39 +34.4% · 6M
- Market Cap
- $691M
- P/E Ratio
- 10.2x
- Size
- small-cap
- AI Forecast
SFST Southern First Bancshares Inc
- Price
- $59.27 +4.3% · 6M
- Market Cap
- $563M
- P/E Ratio
- 10.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- CBNK is 1.2 times larger than SFST by market capitalization ($691M against $563M).
- CBNK trades at 10.2 times trailing earnings, SFST at 10.8 times.
- Over the last six months CBNK returned +34.4% and SFST +4.3%.
- SFST turns 32.0% of its revenue into net income, against 22.4% for CBNK.
- SFST carries 9.56 times debt per unit of equity, against 7.81 times for CBNK.
- CBNK yields 1.18% in dividends; SFST pays none.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CBNK | SFST |
|---|---|---|
| Market Cap | $691M | $563M |
| P/E Ratio | 10.24x | 10.76x |
| P/B Ratio | 1.60x | 1.22x |
| Dividend Yield | 1.18% | – |
| EPS | $4.14 | $5.51 |
| Book Value/Share | $26.48 | $48.68 |
| Revenue/Share | $14.93 | $14.19 |
| FCF/Share | – | $4.77 |
Profitability & Margins
| Metric | CBNK | SFST |
|---|---|---|
| ROE | 12.6% | 9.3% |
| ROA | 1.4% | 0.9% |
| Operating Margin | -1.5% | – |
| Net Margin | 22.4% | 32.0% |
| EBT Margin | 29.4% | 41.2% |
| Tax Rate | 23.9% | 22.3% |
Financial Health
| Metric | CBNK | SFST |
|---|---|---|
| D/E Ratio | 7.81x | 9.56x |
| Financial Leverage | 8.81x | 10.56x |
| Interest Coverage | -0.0x | – |
Cash Flow
| Metric | CBNK | SFST |
|---|---|---|
| Operating Cash Flow | $71M | $48M |
| Free Cash Flow | – | $45M |
| Capital Spending | – | -$3M |
| OCF Growth YoY | -8.5% | 56.4% |
| FCF Growth YoY | – | 49.9% |
| FCF/Sales | – | 33.6% |
| CapEx/Sales | – | 2.1% |
Operational Efficiency
| Metric | CBNK | SFST |
|---|---|---|
| Asset Turnover | 0.06x | 0.03x |
| Fixed Assets Turnover | 13.9x | 1.5x |
Income Statement
| Metric | CBNK | SFST |
|---|---|---|
| Total Revenue | $243M | $135M |
| Operating Income | -$4M | – |
| Net Income | $54M | $43M |
Dividend & Shareholder Information
| Metric | CBNK | SFST |
|---|---|---|
| Dividends Per Share | $0.50 | – |
| Payout Ratio | 12.1% | – |
| Shares Outstanding | 16M | 9M |
| Net Income Growth | 9.6% | 65.2% |
| EPS Growth | 60.5% | 69.5% |
CBNK vs SFST: stock comparison and AI forecast
Which is bigger, CBNK or SFST?
CBNK is 1.2 times larger than SFST by market capitalization ($691M against $563M).
Which is cheaper on earnings, CBNK or SFST?
CBNK trades at 10.2 times trailing earnings, SFST at 10.8 times.
Which stock performed better over the last six months, CBNK or SFST?
Over the last six months CBNK returned +34.4% and SFST +4.3%.
Which one does Intratio's AI model rank higher, CBNK or SFST?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.