CBNK vs PFIS: stock comparison and AI forecast
Capital Bancorp Inc (CBNK) and Peoples Financial Services Corp. (PFIS) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CBNK Capital Bancorp Inc
- Price
- $42.39 +34.4% · 6M
- Market Cap
- $691M
- P/E Ratio
- 10.2x
- Size
- small-cap
- AI Forecast
PFIS Peoples Financial Services Corp.
- Price
- $72.24 +22.5% · 6M
- Market Cap
- $723M
- P/E Ratio
- 11.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- CBNK and PFIS have similar market capitalizations ($691M and $723M).
- CBNK trades at 10.2 times trailing earnings, PFIS at 11.9 times.
- Over the last six months CBNK returned +34.4% and PFIS +22.5%.
- PFIS turns 30.7% of its revenue into net income, against 22.4% for CBNK.
- PFIS carries 9.50 times debt per unit of equity, against 7.81 times for CBNK.
- PFIS yields 3.44% in dividends and CBNK 1.18%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CBNK | PFIS |
|---|---|---|
| Market Cap | $691M | $723M |
| P/E Ratio | 10.24x | 11.94x |
| P/B Ratio | 1.60x | 1.37x |
| Dividend Yield | 1.18% | 3.44% |
| EPS | $4.14 | $6.05 |
| Book Value/Share | $26.48 | $52.88 |
| Revenue/Share | $14.93 | $19.71 |
| FCF/Share | – | $4.54 |
Profitability & Margins
| Metric | CBNK | PFIS |
|---|---|---|
| ROE | 12.6% | 11.5% |
| ROA | 1.4% | 1.1% |
| Operating Margin | -1.5% | – |
| Net Margin | 22.4% | 30.7% |
| EBT Margin | 29.4% | 37.5% |
| Tax Rate | 23.9% | 18.1% |
Financial Health
| Metric | CBNK | PFIS |
|---|---|---|
| D/E Ratio | 7.81x | 9.50x |
| Financial Leverage | 8.81x | 10.50x |
| Interest Coverage | -0.0x | – |
Cash Flow
| Metric | CBNK | PFIS |
|---|---|---|
| Operating Cash Flow | $71M | $53M |
| Free Cash Flow | – | $45M |
| Capital Spending | – | -$8M |
| OCF Growth YoY | -8.5% | 27.9% |
| FCF Growth YoY | – | 27.0% |
| FCF/Sales | – | 23.0% |
| CapEx/Sales | – | 3.9% |
Operational Efficiency
| Metric | CBNK | PFIS |
|---|---|---|
| Asset Turnover | 0.06x | 0.04x |
| Fixed Assets Turnover | 13.9x | 2.2x |
Income Statement
| Metric | CBNK | PFIS |
|---|---|---|
| Total Revenue | $243M | $197M |
| Operating Income | -$4M | – |
| Net Income | $54M | $61M |
Dividend & Shareholder Information
| Metric | CBNK | PFIS |
|---|---|---|
| Dividends Per Share | $0.50 | $2.49 |
| Payout Ratio | 12.1% | 41.2% |
| Shares Outstanding | 16M | 10M |
| Net Income Growth | 9.6% | 13.8% |
| EPS Growth | 60.5% | -0.8% |
CBNK vs PFIS: stock comparison and AI forecast
Which is bigger, CBNK or PFIS?
CBNK and PFIS have similar market capitalizations ($691M and $723M).
Which is cheaper on earnings, CBNK or PFIS?
CBNK trades at 10.2 times trailing earnings, PFIS at 11.9 times.
Which stock performed better over the last six months, CBNK or PFIS?
Over the last six months CBNK returned +34.4% and PFIS +22.5%.
Which one does Intratio's AI model rank higher, CBNK or PFIS?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.