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Stock comparison · Signal date 2026-11-06

CPBI vs FDSB: stock comparison and AI forecast

Central Plains Bancshares, Inc. (CPBI) and Fifth District Bancorp, Inc. (FDSB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Savings Institution, Federally Chartered

CPBI Central Plains Bancshares, Inc.

Price
$20.62 +17.5% · 6M
Market Cap
$86M
P/E Ratio
17.5x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · Savings Institution, Federally Chartered

FDSB Fifth District Bancorp, Inc.

Market Cap
$93M
P/E Ratio
65.4x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

CPBI · FDSB

Key facts

  • CPBI and FDSB have similar market capitalizations ($86M and $93M).
  • CPBI trades at 17.5 times trailing earnings, FDSB at 65.4 times.
  • CPBI turns 20.8% of its revenue into net income, against 9.1% for FDSB.
  • CPBI carries 5.23 times debt per unit of equity, against 3.12 times for FDSB.
  • Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricCPBIFDSB
Market Cap$86M$93M
P/E Ratio17.48x65.39x
P/B Ratio0.95x0.72x
EPS$1.18$0.27
Book Value/Share$21.64$24.64
Revenue/Share$5.20$3.46
FCF/Share$1.53$0.24

Profitability & Margins

MetricCPBIFDSB
ROE5.0%1.3%
ROA0.8%0.3%
Net Margin20.8%9.1%
EBT Margin25.9%11.2%
Tax Rate19.7%18.3%

Financial Health

MetricCPBIFDSB
D/E Ratio5.23x3.12x
Financial Leverage6.23x4.12x

Cash Flow

MetricCPBIFDSB
Operating Cash Flow$7M$2M
Free Cash Flow$6M$1M
Capital Spending-$210K-$710K
OCF Growth YoY70.7%45.6%
FCF Growth YoY–18.3%
FCF/Sales29.4%7.0%
CapEx/Sales1.0%3.9%

Operational Efficiency

MetricCPBIFDSB
Asset Turnover0.04x0.03x
Fixed Assets Turnover1.7x1.5x

Income Statement

MetricCPBIFDSB
Total Revenue$22M$18M
Net Income$4M$2M

Dividend & Shareholder Information

MetricCPBIFDSB
Shares Outstanding4M5M
Net Income Growth20.5%-35.7%
EPS Growth20.4%-32.5%
FAQ

CPBI vs FDSB: stock comparison and AI forecast

Which is bigger, CPBI or FDSB?

CPBI and FDSB have similar market capitalizations ($86M and $93M).

Which is cheaper on earnings, CPBI or FDSB?

CPBI trades at 17.5 times trailing earnings, FDSB at 65.4 times.

Which one does Intratio's AI model rank higher, CPBI or FDSB?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.