CPBI vs PROV: stock comparison and AI forecast
Central Plains Bancshares, Inc. (CPBI) and Provident Financial Holdings Inc (PROV) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CPBI Central Plains Bancshares, Inc.
- Price
- $20.62 +17.5% · 6M
- Market Cap
- $86M
- P/E Ratio
- 17.5x
- Size
- small-cap
- AI Forecast
PROV Provident Financial Holdings Inc
- Price
- $18.19 +6.0% · 6M
- Market Cap
- $113M
- P/E Ratio
- 17.7x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- PROV is 1.3 times larger than CPBI by market capitalization ($113M against $86M).
- CPBI trades at 17.5 times trailing earnings, PROV at 17.7 times.
- Over the last six months CPBI returned +17.5% and PROV +6.0%.
- CPBI turns 20.8% of its revenue into net income, against 16.4% for PROV.
- PROV carries 8.57 times debt per unit of equity, against 5.23 times for CPBI.
- PROV yields 3.17% in dividends; CPBI pays none.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CPBI | PROV |
|---|---|---|
| Market Cap | $86M | $113M |
| P/E Ratio | 17.48x | 17.67x |
| P/B Ratio | 0.95x | 0.90x |
| Dividend Yield | – | 3.17% |
| EPS | $1.18 | $1.03 |
| Book Value/Share | $21.64 | $20.25 |
| Revenue/Share | $5.20 | $6.51 |
| FCF/Share | $1.53 | $1.37 |
Profitability & Margins
| Metric | CPBI | PROV |
|---|---|---|
| ROE | 5.0% | 5.3% |
| ROA | 0.8% | 0.6% |
| Net Margin | 20.8% | 16.4% |
| EBT Margin | 25.9% | 23.7% |
| Tax Rate | 19.7% | 30.9% |
Financial Health
| Metric | CPBI | PROV |
|---|---|---|
| D/E Ratio | 5.23x | 8.57x |
| Financial Leverage | 6.23x | 9.57x |
Cash Flow
| Metric | CPBI | PROV |
|---|---|---|
| Operating Cash Flow | $7M | $9M |
| Free Cash Flow | $6M | $9M |
| Capital Spending | -$210K | -$430K |
| OCF Growth YoY | 70.7% | 3.3% |
| FCF Growth YoY | – | 4.7% |
| FCF/Sales | 29.4% | 21.0% |
| CapEx/Sales | 1.0% | 1.1% |
Operational Efficiency
| Metric | CPBI | PROV |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 1.7x | 4.4x |
Income Statement
| Metric | CPBI | PROV |
|---|---|---|
| Total Revenue | $22M | $41M |
| Net Income | $4M | $7M |
Dividend & Shareholder Information
| Metric | CPBI | PROV |
|---|---|---|
| Dividends Per Share | – | $0.58 |
| Payout Ratio | – | 56.3% |
| Shares Outstanding | 4M | 6M |
| Net Income Growth | 20.5% | 6.4% |
| EPS Growth | 20.4% | 10.8% |
CPBI vs PROV: stock comparison and AI forecast
Which is bigger, CPBI or PROV?
PROV is 1.3 times larger than CPBI by market capitalization ($113M against $86M).
Which is cheaper on earnings, CPBI or PROV?
CPBI trades at 17.5 times trailing earnings, PROV at 17.7 times.
Which stock performed better over the last six months, CPBI or PROV?
Over the last six months CPBI returned +17.5% and PROV +6.0%.
Which one does Intratio's AI model rank higher, CPBI or PROV?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.