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Stock comparison · Signal date 2026-11-06

DGICA vs ROOT: stock comparison and AI forecast

Donegal Group Inc (DGICA) and Root, Inc. (ROOT) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
Nasdaq · Fire, Marine & Casualty Insurance

DGICA Donegal Group Inc

Price
$18.73 +8.8% · 6M
Market Cap
$695M
P/E Ratio
10.1x
Size
small-cap
AI Forecast
Full analysis →
Nasdaq · Fire, Marine & Casualty Insurance

ROOT Root, Inc.

Price
$43.37 -23.8% · 6M
Market Cap
$672M
P/E Ratio
9.1x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

6M · 2026-05-07 → 2026-11-06

Six-month price performance

Closing prices rebased to 100 at the start of the window.

8090100110
DGICA +8.8% ROOT -23.8%
DGICA · ROOT

Key facts

  • DGICA and ROOT have similar market capitalizations ($695M and $672M).
  • ROOT trades at 9.1 times trailing earnings, DGICA at 10.1 times.
  • Over the last six months DGICA returned +8.8% and ROOT -23.8%.
  • DGICA yields 3.93% in dividends; ROOT pays none.
  • Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricDGICAROOT
Market Cap$695M$672M
P/E Ratio10.05x9.06x
P/B Ratio1.05x–
Dividend Yield3.93%–
EPS–$4.79
Book Value/Share$17.82–
Revenue/Share$25.72$100.75

Profitability & Margins

MetricDGICAROOT
ROE10.5%–
ROA2.8%–
Operating Margin–51.6%
Net Margin7.2%–
EBT Margin8.9%40.4%
Tax Rate18.3%0.7%

Financial Health

MetricDGICAROOT
D/E Ratio2.74x–
Financial Leverage3.74x–
Interest Coverage–0.5x

Cash Flow

MetricDGICAROOT
Operating Cash Flow$51M$184M
OCF Growth YoY-42.4%-10.4%

Operational Efficiency

MetricDGICAROOT
Asset Turnover0.39x–
Fixed Assets Turnover858.2x–

Income Statement

MetricDGICAROOT
Total Revenue$955M$1.56B
Operating Income–$104M
Net Income$69M–
SG&A Expense–$302M

Dividend & Shareholder Information

MetricDGICAROOT
Dividends Per Share$0.74–
Shares Outstanding37M15M
Net Income Growth-19.7%–
EPS Growth–92.4%
FAQ

DGICA vs ROOT: stock comparison and AI forecast

Which is bigger, DGICA or ROOT?

DGICA and ROOT have similar market capitalizations ($695M and $672M).

Which is cheaper on earnings, DGICA or ROOT?

ROOT trades at 9.1 times trailing earnings, DGICA at 10.1 times.

Which stock performed better over the last six months, DGICA or ROOT?

Over the last six months DGICA returned +8.8% and ROOT -23.8%.

Which one does Intratio's AI model rank higher, DGICA or ROOT?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.