AII vs ROOT: stock comparison and AI forecast
American Integrity Insurance Group, Inc. (AII) and Root, Inc. (ROOT) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
AII American Integrity Insurance Group, Inc.
- Price
- $26.95 +37.0% · 6M
- Market Cap
- $528M
- P/E Ratio
- 5.8x
- Size
- small-cap
- AI Forecast
ROOT Root, Inc.
- Price
- $43.37 -23.8% · 6M
- Market Cap
- $672M
- P/E Ratio
- 9.1x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- ROOT is 1.3 times larger than AII by market capitalization ($672M against $528M).
- AII trades at 5.8 times trailing earnings, ROOT at 9.1 times.
- Over the last six months AII returned +37.0% and ROOT -23.8%.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | AII | ROOT |
|---|---|---|
| Market Cap | $528M | $672M |
| P/E Ratio | 5.77x | 9.06x |
| P/B Ratio | 1.43x | – |
| EPS | $4.67 | $4.79 |
| Book Value/Share | $18.86 | – |
| Revenue/Share | $17.16 | $100.75 |
| FCF/Share | $8.35 | – |
Profitability & Margins
| Metric | AII | ROOT |
|---|---|---|
| ROE | 23.8% | – |
| ROA | 5.5% | – |
| Operating Margin | – | 51.6% |
| Net Margin | 26.2% | – |
| EBT Margin | 36.2% | 40.4% |
| Tax Rate | 27.6% | 0.7% |
Financial Health
| Metric | AII | ROOT |
|---|---|---|
| D/E Ratio | 3.36x | – |
| Financial Leverage | 4.36x | – |
| Interest Coverage | – | 0.5x |
Cash Flow
| Metric | AII | ROOT |
|---|---|---|
| Operating Cash Flow | $173M | $184M |
| Free Cash Flow | $164M | – |
| Capital Spending | -$9M | – |
| OCF Growth YoY | – | -10.4% |
| FCF/Sales | 48.7% | – |
| CapEx/Sales | 2.6% | – |
Operational Efficiency
| Metric | AII | ROOT |
|---|---|---|
| Asset Turnover | 0.21x | – |
| Fixed Assets Turnover | 37.6x | – |
Income Statement
| Metric | AII | ROOT |
|---|---|---|
| Total Revenue | $336M | $1.56B |
| Operating Income | – | $104M |
| Net Income | $88M | – |
| SG&A Expense | – | $302M |
Dividend & Shareholder Information
| Metric | AII | ROOT |
|---|---|---|
| Shares Outstanding | 20M | 15M |
| EPS Growth | – | 92.4% |
AII vs ROOT: stock comparison and AI forecast
Which is bigger, AII or ROOT?
ROOT is 1.3 times larger than AII by market capitalization ($672M against $528M).
Which is cheaper on earnings, AII or ROOT?
AII trades at 5.8 times trailing earnings, ROOT at 9.1 times.
Which stock performed better over the last six months, AII or ROOT?
Over the last six months AII returned +37.0% and ROOT -23.8%.
Which one does Intratio's AI model rank higher, AII or ROOT?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.