ACIC vs AII: stock comparison and AI forecast
American Coastal Insurance Corp (ACIC) and American Integrity Insurance Group, Inc. (AII) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ACIC American Coastal Insurance Corp
- Price
- $10.04 -7.5% · 6M
- Market Cap
- $475M
- P/E Ratio
- 5.3x
- Size
- small-cap
- AI Forecast
AII American Integrity Insurance Group, Inc.
- Price
- $26.95 +37.0% · 6M
- Market Cap
- $528M
- P/E Ratio
- 5.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- AII is 1.1 times larger than ACIC by market capitalization ($528M against $475M).
- ACIC trades at 5.3 times trailing earnings, AII at 5.8 times.
- Over the last six months AII returned +37.0% and ACIC -7.5%.
- ACIC turns 28.0% of its revenue into net income, against 26.2% for AII.
- AII carries 3.36 times debt per unit of equity, against 2.14 times for ACIC.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ACIC | AII |
|---|---|---|
| Market Cap | $475M | $528M |
| P/E Ratio | 5.28x | 5.77x |
| P/B Ratio | 1.33x | 1.43x |
| EPS | $1.90 | $4.67 |
| Book Value/Share | $7.52 | $18.86 |
| Revenue/Share | $6.58 | $17.16 |
| FCF/Share | $1.46 | $8.35 |
Profitability & Margins
| Metric | ACIC | AII |
|---|---|---|
| ROE | 24.5% | 23.8% |
| ROA | 7.8% | 5.5% |
| Operating Margin | 37.7% | – |
| Net Margin | 28.0% | 26.2% |
| EBT Margin | 37.5% | 36.2% |
| Tax Rate | 25.4% | 27.6% |
Financial Health
| Metric | ACIC | AII |
|---|---|---|
| D/E Ratio | 2.14x | 3.36x |
| Financial Leverage | 3.14x | 4.36x |
| Interest Coverage | 11.1x | – |
Cash Flow
| Metric | ACIC | AII |
|---|---|---|
| Operating Cash Flow | $70M | $173M |
| Free Cash Flow | $69M | $164M |
| Capital Spending | -$630K | -$9M |
| OCF Growth YoY | -42.2% | – |
| FCF Growth YoY | -42.7% | – |
| FCF/Sales | 22.2% | 48.7% |
| CapEx/Sales | 0.2% | 2.6% |
Operational Efficiency
| Metric | ACIC | AII |
|---|---|---|
| Asset Turnover | 0.28x | 0.21x |
| Fixed Assets Turnover | 341.6x | 37.6x |
Income Statement
| Metric | ACIC | AII |
|---|---|---|
| Total Revenue | $311M | $336M |
| Operating Income | $117M | – |
| Net Income | $87M | $88M |
Dividend & Shareholder Information
| Metric | ACIC | AII |
|---|---|---|
| Shares Outstanding | 47M | 20M |
| Net Income Growth | 2.2% | – |
| EPS Growth | 17.3% | – |
ACIC vs AII: stock comparison and AI forecast
Which is bigger, ACIC or AII?
AII is 1.1 times larger than ACIC by market capitalization ($528M against $475M).
Which is cheaper on earnings, ACIC or AII?
ACIC trades at 5.3 times trailing earnings, AII at 5.8 times.
Which stock performed better over the last six months, ACIC or AII?
Over the last six months AII returned +37.0% and ACIC -7.5%.
Which one does Intratio's AI model rank higher, ACIC or AII?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.