DLO vs PAY: stock comparison and AI forecast
Dlocal Ltd (DLO) and Paymentus Holdings, Inc. (PAY) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
DLO Dlocal Ltd
- Price
- $13.42 -2.4% · 6M
- Market Cap
- $3.96B
- P/E Ratio
- –
- Size
- mid-cap
- AI Forecast
PAY Paymentus Holdings, Inc.
- Price
- $33.47 +20.2% · 6M
- Market Cap
- $4.22B
- P/E Ratio
- 56.7x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- DLO and PAY have similar market capitalizations ($3.96B and $4.22B).
- Over the last six months PAY returned +20.2% and DLO -2.4%.
- DLO carries 1.71 times debt per unit of equity, against 0.19 times for PAY.
- Both companies share the SEC industry classification Services-Business Services, NEC.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | DLO | PAY |
|---|---|---|
| Market Cap | $3.96B | $4.22B |
| P/E Ratio | – | 56.73x |
| P/B Ratio | – | 6.55x |
| EPS | – | $0.59 |
| Book Value/Share | – | $5.11 |
| Revenue/Share | – | $11.29 |
| FCF/Share | – | $1.33 |
Profitability & Margins
| Metric | DLO | PAY |
|---|---|---|
| ROE | – | 14.7% |
| ROA | – | 12.4% |
| ROIC | – | 17.9% |
| Gross Margin | – | 25.2% |
| Operating Margin | – | 8.2% |
| Net Margin | – | 6.7% |
| EBT Margin | – | 9.0% |
| Tax Rate | – | 26.1% |
Financial Health
| Metric | DLO | PAY |
|---|---|---|
| Current Ratio | 1.47x | 4.82x |
| D/E Ratio | 1.71x | 0.19x |
| Financial Leverage | 2.71x | 1.19x |
| Working Capital | $455M | $423M |
Cash Flow
| Metric | DLO | PAY |
|---|---|---|
| Operating Cash Flow | – | $168M |
| Free Cash Flow | – | $168M |
| Capital Spending | – | -$450K |
| OCF Growth YoY | – | 16.0% |
| FCF Growth YoY | – | 15.9% |
| FCF/Sales | – | 11.8% |
| CapEx/Sales | – | 0.0% |
Operational Efficiency
| Metric | DLO | PAY |
|---|---|---|
| Asset Turnover | – | 1.86x |
| Fixed Assets Turnover | – | 616.6x |
| Payables Period | – | 26 days |
Income Statement
| Metric | DLO | PAY |
|---|---|---|
| Total Revenue | – | $1.42B |
| Operating Income | – | $117M |
| Net Income | – | $95M |
| R&D Expense | – | $63M |
| SG&A Expense | – | $230M |
| Cost of Goods Sold | – | $1.06B |
Dividend & Shareholder Information
| Metric | DLO | PAY |
|---|---|---|
| Shares Outstanding | 295M | 126M |
| Net Income Growth | – | 59.2% |
| EPS Growth | – | 55.3% |
DLO vs PAY: stock comparison and AI forecast
Which is bigger, DLO or PAY?
DLO and PAY have similar market capitalizations ($3.96B and $4.22B).
Which stock performed better over the last six months, DLO or PAY?
Over the last six months PAY returned +20.2% and DLO -2.4%.
Which one does Intratio's AI model rank higher, DLO or PAY?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.