FGBI vs MGYR: stock comparison and AI forecast
First Guaranty Bancshares, Inc. (FGBI) and Magyar Bancorp, Inc. (MGYR) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FGBI First Guaranty Bancshares, Inc.
- Market Cap
- $195M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
MGYR Magyar Bancorp, Inc.
- Price
- $22.02 +24.5% · 6M
- Market Cap
- $142M
- P/E Ratio
- 13.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FGBI is 1.4 times larger than MGYR by market capitalization ($195M against $142M).
- MGYR turns 19.9% of its revenue into net income, against -96.5% for FGBI.
- FGBI carries 16.13 times debt per unit of equity, against 7.28 times for MGYR.
- FGBI yields 0.32% in dividends; MGYR pays none.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FGBI | MGYR |
|---|---|---|
| Market Cap | $195M | $142M |
| P/E Ratio | – | 13.34x |
| P/B Ratio | 0.86x | 1.12x |
| Dividend Yield | 0.32% | – |
| EPS | – | $1.65 |
| Book Value/Share | $13.75 | $19.62 |
| Revenue/Share | $2.28 | $9.15 |
| FCF/Share | $2.33 | $2.19 |
Profitability & Margins
| Metric | FGBI | MGYR |
|---|---|---|
| ROE | -16.0% | 9.3% |
| ROA | -0.9% | 1.1% |
| Net Margin | -96.5% | 19.9% |
| EBT Margin | -114.6% | 28.1% |
| Tax Rate | 15.8% | 28.9% |
Financial Health
| Metric | FGBI | MGYR |
|---|---|---|
| D/E Ratio | 16.13x | 7.28x |
| Financial Leverage | 17.13x | 8.28x |
| Interest Coverage | -2.3x | – |
Cash Flow
| Metric | FGBI | MGYR |
|---|---|---|
| Operating Cash Flow | $55M | $15M |
| Free Cash Flow | $38M | $14M |
| Capital Spending | -$16M | -$850K |
| OCF Growth YoY | 400.0% | 78.3% |
| FCF Growth YoY | 274.8% | – |
| FCF/Sales | 102.1% | 23.9% |
| CapEx/Sales | 42.5% | 1.4% |
Operational Efficiency
| Metric | FGBI | MGYR |
|---|---|---|
| Asset Turnover | 0.01x | 0.06x |
| Fixed Assets Turnover | 0.5x | 4.8x |
Income Statement
| Metric | FGBI | MGYR |
|---|---|---|
| Total Revenue | $38M | $59M |
| Net Income | -$36M | $12M |
Dividend & Shareholder Information
| Metric | FGBI | MGYR |
|---|---|---|
| Dividends Per Share | $0.04 | – |
| Shares Outstanding | 17M | 6M |
| Net Income Growth | – | 20.5% |
| EPS Growth | – | 21.3% |
FGBI vs MGYR: stock comparison and AI forecast
Which is bigger, FGBI or MGYR?
FGBI is 1.4 times larger than MGYR by market capitalization ($195M against $142M).
Which one does Intratio's AI model rank higher, FGBI or MGYR?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.