FGBI vs WNEB: stock comparison and AI forecast
First Guaranty Bancshares, Inc. (FGBI) and Western New England Bancorp, Inc. (WNEB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FGBI First Guaranty Bancshares, Inc.
- Market Cap
- $195M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
WNEB Western New England Bancorp, Inc.
- Market Cap
- $274M
- P/E Ratio
- 15.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- WNEB is 1.4 times larger than FGBI by market capitalization ($274M against $195M).
- WNEB turns 21.9% of its revenue into net income, against -96.5% for FGBI.
- FGBI carries 16.13 times debt per unit of equity, against 10.22 times for WNEB.
- WNEB yields 2.03% in dividends and FGBI 0.32%.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FGBI | WNEB |
|---|---|---|
| Market Cap | $195M | $274M |
| P/E Ratio | – | 15.03x |
| P/B Ratio | 0.86x | 1.12x |
| Dividend Yield | 0.32% | 2.03% |
| EPS | – | $0.91 |
| Book Value/Share | $13.75 | $12.21 |
| Revenue/Share | $2.28 | $4.52 |
| FCF/Share | $2.33 | $0.95 |
Profitability & Margins
| Metric | FGBI | WNEB |
|---|---|---|
| ROE | -16.0% | 8.1% |
| ROA | -0.9% | 0.7% |
| Net Margin | -96.5% | 21.9% |
| EBT Margin | -114.6% | 28.6% |
| Tax Rate | 15.8% | 23.4% |
Financial Health
| Metric | FGBI | WNEB |
|---|---|---|
| D/E Ratio | 16.13x | 10.22x |
| Financial Leverage | 17.13x | 11.22x |
| Interest Coverage | -2.3x | – |
Cash Flow
| Metric | FGBI | WNEB |
|---|---|---|
| Operating Cash Flow | $55M | $22M |
| Free Cash Flow | $38M | $19M |
| Capital Spending | -$16M | -$3M |
| OCF Growth YoY | 400.0% | 24.9% |
| FCF Growth YoY | 274.8% | – |
| FCF/Sales | 102.1% | 20.9% |
| CapEx/Sales | 42.5% | 2.8% |
Operational Efficiency
| Metric | FGBI | WNEB |
|---|---|---|
| Asset Turnover | 0.01x | 0.03x |
| Fixed Assets Turnover | 0.5x | 4.1x |
Income Statement
| Metric | FGBI | WNEB |
|---|---|---|
| Total Revenue | $38M | $91M |
| Net Income | -$36M | $20M |
Dividend & Shareholder Information
| Metric | FGBI | WNEB |
|---|---|---|
| Dividends Per Share | $0.04 | $0.28 |
| Payout Ratio | – | 30.8% |
| Shares Outstanding | 17M | 20M |
| Net Income Growth | – | 30.2% |
| EPS Growth | – | 44.4% |
FGBI vs WNEB: stock comparison and AI forecast
Which is bigger, FGBI or WNEB?
WNEB is 1.4 times larger than FGBI by market capitalization ($274M against $195M).
Which one does Intratio's AI model rank higher, FGBI or WNEB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.