FNRN vs WNEB: stock comparison and AI forecast
First Northern Community Bancorp (FNRN) and Western New England Bancorp, Inc. (WNEB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FNRN First Northern Community Bancorp
- Price
- $17.01 -4.0% · 6M
- Market Cap
- $279M
- P/E Ratio
- 13.4x
- Size
- small-cap
- AI Forecast
WNEB Western New England Bancorp, Inc.
- Market Cap
- $274M
- P/E Ratio
- 15.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- FNRN and WNEB have similar market capitalizations ($279M and $274M).
- FNRN trades at 13.4 times trailing earnings, WNEB at 15.0 times.
- FNRN turns 29.3% of its revenue into net income, against 21.9% for WNEB.
- WNEB carries 10.22 times debt per unit of equity, against 8.58 times for FNRN.
- WNEB yields 2.03% in dividends; FNRN pays none.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FNRN | WNEB |
|---|---|---|
| Market Cap | $279M | $274M |
| P/E Ratio | 13.39x | 15.03x |
| P/B Ratio | 1.34x | 1.12x |
| Dividend Yield | – | 2.03% |
| EPS | $1.27 | $0.91 |
| Book Value/Share | $12.68 | $12.21 |
| Revenue/Share | $4.75 | $4.52 |
| FCF/Share | $1.08 | $0.95 |
Profitability & Margins
| Metric | FNRN | WNEB |
|---|---|---|
| ROE | 11.0% | 8.1% |
| ROA | 1.1% | 0.7% |
| Net Margin | 29.3% | 21.9% |
| EBT Margin | 39.0% | 28.6% |
| Tax Rate | 24.9% | 23.4% |
Financial Health
| Metric | FNRN | WNEB |
|---|---|---|
| D/E Ratio | 8.58x | 10.22x |
| Financial Leverage | 9.58x | 11.22x |
Cash Flow
| Metric | FNRN | WNEB |
|---|---|---|
| Operating Cash Flow | $20M | $22M |
| Free Cash Flow | $18M | $19M |
| Capital Spending | -$2M | -$3M |
| OCF Growth YoY | 253.3% | 24.9% |
| FCF Growth YoY | 315.1% | – |
| FCF/Sales | 22.7% | 20.9% |
| CapEx/Sales | 2.9% | 2.8% |
Operational Efficiency
| Metric | FNRN | WNEB |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 7.9x | 4.1x |
Income Statement
| Metric | FNRN | WNEB |
|---|---|---|
| Total Revenue | $78M | $91M |
| Net Income | $23M | $20M |
Dividend & Shareholder Information
| Metric | FNRN | WNEB |
|---|---|---|
| Dividends Per Share | – | $0.28 |
| Payout Ratio | – | 30.8% |
| Shares Outstanding | 16M | 20M |
| Net Income Growth | 8.7% | 30.2% |
| EPS Growth | 0.8% | 44.4% |
FNRN vs WNEB: stock comparison and AI forecast
Which is bigger, FNRN or WNEB?
FNRN and WNEB have similar market capitalizations ($279M and $274M).
Which is cheaper on earnings, FNRN or WNEB?
FNRN trades at 13.4 times trailing earnings, WNEB at 15.0 times.
Which one does Intratio's AI model rank higher, FNRN or WNEB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.