Analysis updated on Nov. 6, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Our AI scores First Northern Community Bancorp every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
First Northern Community Bancorp is a small-cap company with a market capitalization of $279M. It ranks number 14 by market capitalization among the 33 Savings Institution, Federally Chartered issuers in our coverage with a current forecast.
For FNRN, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -32.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -14.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +3.1%, buy ≥ +1.5%, sell < -0.5%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-11-06 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, FNRN included.
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Savings Institution, Federally Chartered peers listed below that report each metric.
| Metric | FNRN | Rank |
|---|---|---|
| Market Cap | $279M | 14/33 |
| P/E Ratio | 13.39x | 17/26 |
| P/B Ratio | 1.34x | 7/32 |
| EPS | $1.27 | – |
| Book Value/Share | $12.68 | – |
| Revenue/Share | $4.75 | – |
| FCF/Share | $1.08 | – |
| Metric | FNRN | Rank |
|---|---|---|
| ROE | 11.0% | 5/30 |
| ROA | 1.1% | 9/30 |
| Net Margin | 29.3% | 9/30 |
| EBT Margin | 39.0% | 9/32 |
| Tax Rate | 24.9% | – |
| Metric | FNRN | Rank |
|---|---|---|
| D/E Ratio | 8.58x | 13/33 |
| Financial Leverage | 9.58x | 12/32 |
| Metric | FNRN | Rank |
|---|---|---|
| Operating Cash Flow | $20M | 19/33 |
| Free Cash Flow | $18M | 17/26 |
| Capital Spending | -$2M | 17/26 |
| OCF Growth YoY | 253.3% | 3/29 |
| FCF Growth YoY | 315.1% | 1/21 |
| FCF/Sales | 22.7% | 20/25 |
| CapEx/Sales | 2.9% | 9/25 |
| Metric | FNRN | Rank |
|---|---|---|
| Asset Turnover | 0.04x | 6/30 |
| Fixed Assets Turnover | 7.9x | 5/28 |
| Metric | FNRN | Rank |
|---|---|---|
| Total Revenue | $78M | 12/30 |
| Net Income | $23M | 10/30 |
| Metric | FNRN | Rank |
|---|---|---|
| Shares Outstanding | 16M | – |
| Net Income Growth | 8.7% | 16/25 |
| EPS Growth | 0.8% | 20/27 |
| Cash & Short-term Investments | $123M | 6.2% of assets |
| Total Liabilities | $1.78B | 89.5% of assets |
Companies classified under the same SEC industry code as First Northern Community Bancorp (Savings Institution, Federally Chartered): 33 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| FNRN First Northern Community Bancorp | $279M | |
| HSBC Hsbc Holdings Plc | $308.17B | |
| AX Axos Financial, Inc. | $5.26B | |
| EBC Eastern Bankshares, Inc. | $5.22B | |
| TFSL Tfs Financial Corp | $4.61B | |
| PFS Provident Financial Services Inc | $2.99B | |
| CFFN Capitol Federal Financial, Inc. | $1.06B | |
| HTB Hometrust Bancshares, Inc. | $784M | |
| KRNY Kearny Financial Corp. | $585M | |
| PDLB Ponce Financial Group, Inc. | $525M | |
| NRIM Northrim Bancorp Inc | $524M | |
| FMAO Farmers & Merchants Bancorp Inc | $500M | |
| WSBF Waterstone Financial, Inc. | $357M | |
| BCBP Bcb Bancorp Inc | $282M | |
| WNEB Western New England Bancorp, Inc. | $274M | |
| CZWI Citizens Community Bancorp Inc. | $226M | |
| FCAP First Capital Inc | $209M | |
| FGBI First Guaranty Bancshares, Inc. | $195M | |
| FNWD Finward Bancorp | $188M | |
| BVFL Bv Financial, Inc. | $185M | |
| MGYR Magyar Bancorp, Inc. | $142M | |
| RVSB Riverview Bancorp Inc | $122M | |
| SFBC Sound Financial Bancorp, Inc. | $116M | |
| PROV Provident Financial Holdings Inc | $113M | |
| BYFC Broadway Financial Corp \De\ | $107M | |
| FDSB Fifth District Bancorp, Inc. | $93M | |
| CPBI Central Plains Bancshares, Inc. | $86M | |
| CLST Catalyst Bancorp, Inc. | $72M | |
| HFBL Home Federal Bancorp, Inc. Of Louisiana | $68M | |
| KFFB Kentucky First Federal Bancorp | $45M | |
| MGNO Magnolia Bancorp, Inc. | $12M | |
| CARV Carver Bancorp Inc | $10M | |
| MFBI Monroe Federal Bancorp, Inc. | $7M |
First Northern Community Bancorp reported earnings results for the third quarter ended September 30, 2026. For the third quarter, the company reported net interest income was USD 19.37 million ...
First Northern Community Bancorp reports $16.8 million in nine-month 2026 net income, up 11.1%, as loans and deposits ...
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even companies that have no revenue, no profit, and a record of falling short, can manage ...
Our AI scores First Northern Community Bancorp every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
For FNRN, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -32.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -14.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
First Northern Community Bancorp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 6, 2026.
33 issuers in our coverage, FNRN included, share the SEC industry code Savings Institution, Federally Chartered. The largest are: Hsbc Holdings Plc (HSBC), Axos Financial, Inc. (AX), Eastern Bankshares, Inc. (EBC), Tfs Financial Corp (TFSL), Provident Financial Services Inc (PFS), Capitol Federal Financial, Inc. (CFFN).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.
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