First Capital, Inc. Announces Quarterly Dividend
CORYDON, Ind., Feb. 19, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of First Capital, Inc. (NASDAQ: FCAP) has declared a quarterly cash dividend of $0.31 (thirty-one cents) per share of common ...
Model output · Signal date 2026-10-16
First Capital Inc (FCAP) Stock Forecast Oct. 16, 2026
Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Rating · 90D
Alpha
90-day forecast
Sign up free to reveal
30-day forecast
Alpha
Rank in coverage
Middle 30%
of 5171 stocks scored
Rank correlation · 90D
1.0%
Spearman, 357 dates
Market Cap
$205M
small-cap · #17 of 34 peers
Summary
First Capital Inc (FCAP) stock forecast summary
On Oct. 16, 2026, FCAP is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5171 stocks scored that day.
First Capital Inc is a small-cap company with a market capitalization of $205M. It ranks number 17 by market capitalization among the 34 Savings Institution, Federally Chartered issuers in our coverage with a current forecast. Its P/E Ratio of 9.44x is the lowest of the 26 peers that report one.
For FCAP, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 1.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -22.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)
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FCAP price chart and AI forecast
Cross-section · 2026-10-16
How FCAP ranks among 5171 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Fundamentals · 2026-06-30
First Capital Inc (FCAP) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Savings Institution, Federally Chartered peers listed below that report each metric.
Valuation & Market
| Metric | FCAP | Rank |
|---|---|---|
| Market Cap | $205M | 17/34 |
| P/E Ratio | 9.44x | 26/26 |
| P/B Ratio | 1.44x | 5/33 |
| Dividend Yield | 2.04% | 14/19 |
| EPS | $6.49 | – |
| Book Value/Share | $42.61 | – |
| Revenue/Share | $15.92 | – |
| FCF/Share | $6.49 | – |
Profitability & Margins
| Metric | FCAP | Rank |
|---|---|---|
| ROE | 12.9% | 3/31 |
| ROA | 1.4% | 4/31 |
| Operating Margin | 33.9% | – |
| Net Margin | 34.6% | 5/31 |
| EBT Margin | 42.7% | 6/33 |
| Tax Rate | 18.8% | – |
Financial Health
| Metric | FCAP | Rank |
|---|---|---|
| D/E Ratio | 8.05x | 20/34 |
| Financial Leverage | 9.05x | 19/33 |
| Interest Coverage | 0.5x | – |
Cash Flow
| Metric | FCAP | Rank |
|---|---|---|
| Operating Cash Flow | $24M | 15/34 |
| Free Cash Flow | $22M | 13/27 |
| Capital Spending | -$2M | 16/27 |
| OCF Growth YoY | 20.3% | 18/30 |
| FCF Growth YoY | 15.1% | 14/22 |
| FCF/Sales | 40.8% | 8/26 |
| CapEx/Sales | 3.9% | 5/26 |
Operational Efficiency
| Metric | FCAP | Rank |
|---|---|---|
| Asset Turnover | 0.04x | 6/31 |
| Fixed Assets Turnover | 3.5x | 14/28 |
Income Statement
| Metric | FCAP | Rank |
|---|---|---|
| Total Revenue | $53M | 18/31 |
| Operating Income | $18M | – |
| Net Income | $18M | 13/31 |
Dividend & Shareholder Information
| Metric | FCAP | Rank |
|---|---|---|
| Dividends Per Share | $1.24 | – |
| Payout Ratio | 19.1% | 16/16 |
| Shares Outstanding | 3M | – |
| Net Income Growth | 40.1% | 6/24 |
| EPS Growth | 68.6% | 2/26 |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $150M | 11.6% of assets |
| Total Liabilities | $1.15B | 89.0% of assets |
Quarterly Financial Reports
FCAP quarterly financials and insider trading
Industry Peers · Savings Institution, Federally Chartered
First Capital Inc (FCAP) industry peers
Companies classified under the same SEC industry code as First Capital Inc (Savings Institution, Federally Chartered): 34 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| FCAP First Capital Inc | ▶ | $205M |
| HSBC Hsbc Holdings Plc | ▼ | $334.76B |
| AX Axos Financial, Inc. | ▼ | $5.00B |
| EBC Eastern Bankshares, Inc. | ▼ | $4.87B |
| TFSL Tfs Financial Corp | ▶ | $4.58B |
| PFS Provident Financial Services Inc | ▼ | $2.90B |
| CFFN Capitol Federal Financial, Inc. | ▲ | $1.03B |
| HTB Hometrust Bancshares, Inc. | ▶ | $786M |
| KRNY Kearny Financial Corp. | ▼ | $582M |
| NRIM Northrim Bancorp Inc | ▲ | $524M |
| PDLB Ponce Financial Group, Inc. | ▲ | $488M |
| FMAO Farmers & Merchants Bancorp Inc | ▲ | $486M |
| WSBF Waterstone Financial, Inc. | ▲ | $357M |
| FNRN First Northern Community Bancorp | ▲ | $275M |
| WNEB Western New England Bancorp, Inc. | ▲ | $272M |
| BCBP Bcb Bancorp Inc | ▲ | $250M |
| CZWI Citizens Community Bancorp Inc. | ▲ | $205M |
| BVFL Bv Financial, Inc. | ▲ | $184M |
| FNWD Finward Bancorp | ▼ | $181M |
| FGBI First Guaranty Bancshares, Inc. | ▲ | $135M |
| MGYR Magyar Bancorp, Inc. | ▶ | $128M |
| RVSB Riverview Bancorp Inc | ▲ | $119M |
| PROV Provident Financial Holdings Inc | ▶ | $113M |
| SFBC Sound Financial Bancorp, Inc. | ▲ | $112M |
| BYFC Broadway Financial Corp \De\ | ▶ | $107M |
| FDSB Fifth District Bancorp, Inc. | ▲ | $88M |
| CPBI Central Plains Bancshares, Inc. | ▲ | $83M |
| NSTS Nsts Bancorp, Inc. | ▼ | $75M |
| HFBL Home Federal Bancorp, Inc. Of Louisiana | ▲ | $73M |
| CLST Catalyst Bancorp, Inc. | ▶ | $68M |
| KFFB Kentucky First Federal Bancorp | ▲ | $44M |
| MGNO Magnolia Bancorp, Inc. | ▼ | $12M |
| CARV Carver Bancorp Inc | ▲ | $9M |
| MFBI Monroe Federal Bancorp, Inc. | ▼ | $7M |
Where FCAP sits on the market map
Finance · Savings Institution, Federally Chartered
News
First Capital Inc (FCAP) stock news
FirstSun Capital Bancorp and First Foundation Inc. Announce Receipt of Regulatory Approval for Bank Merger
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First Capital, Inc. Reports Quarterly Earnings
CORYDON, Ind., April 24, 2026 (GLOBE NEWSWIRE) -- First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $4.3 ...
FAQ
First Capital Inc (FCAP) stock forecast FAQ
What is the First Capital Inc (FCAP) stock forecast?
On Oct. 16, 2026, FCAP is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5171 stocks scored that day.
How accurate are First Capital Inc stock predictions?
For FCAP, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 1.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -22.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are First Capital Inc forecasts updated?
First Capital Inc forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.
Which companies are First Capital Inc's industry peers?
34 issuers in our coverage, FCAP included, share the SEC industry code Savings Institution, Federally Chartered. The largest are: Hsbc Holdings Plc (HSBC), Axos Financial, Inc. (AX), Eastern Bankshares, Inc. (EBC), Tfs Financial Corp (TFSL), Provident Financial Services Inc (PFS), Capitol Federal Financial, Inc. (CFFN).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.