Sound Financial Bancorp Inc's Dividend Analysis
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Model output · Signal date 2026-11-06
Sound Financial Bancorp, Inc. (SFBC) Stock Forecast Nov. 6, 2026
Analysis updated on Nov. 6, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Rating · 90D
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90-day forecast
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Alpha
Rank in coverage
of 5150 stocks scored
Rank correlation · 90D
13.0%
Spearman, 357 dates
Market Cap
$116M
small-cap · #23 of 33 peers
Summary
Sound Financial Bancorp, Inc. (SFBC) stock forecast summary
Our AI scores Sound Financial Bancorp, Inc. every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
Sound Financial Bancorp, Inc. is a small-cap company with a market capitalization of $116M. It ranks number 23 by market capitalization among the 33 Savings Institution, Federally Chartered issuers in our coverage with a current forecast.
For SFBC, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 13.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 11.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +3.1%, buy ≥ +1.5%, sell < -0.5%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-11-06 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, SFBC included.
Price
SFBC price chart and AI forecast
Cross-section · 2026-11-06
How SFBC ranks among 5150 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Fundamentals · 2026-06-30
Sound Financial Bancorp, Inc. (SFBC) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Savings Institution, Federally Chartered peers listed below that report each metric.
Valuation & Market
| Metric | SFBC | Rank |
|---|---|---|
| Market Cap | $116M | 23/33 |
| P/E Ratio | 15.21x | 13/26 |
| P/B Ratio | 1.03x | 18/32 |
| Dividend Yield | 1.77% | 15/19 |
| EPS | $2.96 | – |
| Book Value/Share | $43.83 | – |
| Revenue/Share | $15.68 | – |
| FCF/Share | $2.86 | – |
Profitability & Margins
| Metric | SFBC | Rank |
|---|---|---|
| ROE | 7.1% | 13/30 |
| ROA | 0.8% | 14/30 |
| Net Margin | 19.9% | 17/30 |
| EBT Margin | 24.2% | 20/32 |
| Tax Rate | 17.6% | – |
Financial Health
| Metric | SFBC | Rank |
|---|---|---|
| D/E Ratio | 8.47x | 15/33 |
| Financial Leverage | 9.47x | 14/32 |
Cash Flow
| Metric | SFBC | Rank |
|---|---|---|
| Operating Cash Flow | $8M | 25/33 |
| Free Cash Flow | $7M | 21/26 |
| Capital Spending | -$200K | 4/26 |
| OCF Growth YoY | 57.4% | 13/29 |
| FCF Growth YoY | 57.5% | 9/21 |
| FCF/Sales | 18.2% | 22/25 |
| CapEx/Sales | 0.5% | 23/25 |
Operational Efficiency
| Metric | SFBC | Rank |
|---|---|---|
| Asset Turnover | 0.04x | 6/30 |
| Fixed Assets Turnover | 9.8x | 3/28 |
Income Statement
| Metric | SFBC | Rank |
|---|---|---|
| Total Revenue | $40M | 22/30 |
| Net Income | $8M | 18/30 |
| SG&A Expense | $6M | – |
Dividend & Shareholder Information
| Metric | SFBC | Rank |
|---|---|---|
| Dividends Per Share | $0.80 | – |
| Payout Ratio | 27.0% | 14/16 |
| Shares Outstanding | 3M | – |
| Net Income Growth | 27.6% | 9/25 |
| EPS Growth | 29.8% | 10/27 |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $120M | 11.3% of assets |
| Total Liabilities | $953M | 89.5% of assets |
Quarterly Financial Reports
SFBC quarterly financials and insider trading
Industry Peers · Savings Institution, Federally Chartered
Sound Financial Bancorp, Inc. (SFBC) industry peers
Companies classified under the same SEC industry code as Sound Financial Bancorp, Inc. (Savings Institution, Federally Chartered): 33 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| SFBC Sound Financial Bancorp, Inc. | $116M | |
| HSBC Hsbc Holdings Plc | $311.71B | |
| AX Axos Financial, Inc. | $5.26B | |
| EBC Eastern Bankshares, Inc. | $5.22B | |
| TFSL Tfs Financial Corp | $4.61B | |
| PFS Provident Financial Services Inc | $2.99B | |
| CFFN Capitol Federal Financial, Inc. | $1.06B | |
| HTB Hometrust Bancshares, Inc. | $784M | |
| KRNY Kearny Financial Corp. | $586M | |
| PDLB Ponce Financial Group, Inc. | $525M | |
| NRIM Northrim Bancorp Inc | $524M | |
| FMAO Farmers & Merchants Bancorp Inc | $500M | |
| WSBF Waterstone Financial, Inc. | $357M | |
| FNRN First Northern Community Bancorp | $293M | |
| BCBP Bcb Bancorp Inc | $282M | |
| WNEB Western New England Bancorp, Inc. | $274M | |
| CZWI Citizens Community Bancorp Inc. | $226M | |
| FCAP First Capital Inc | $209M | |
| FGBI First Guaranty Bancshares, Inc. | $195M | |
| FNWD Finward Bancorp | $188M | |
| BVFL Bv Financial, Inc. | $185M | |
| MGYR Magyar Bancorp, Inc. | $142M | |
| RVSB Riverview Bancorp Inc | $122M | |
| PROV Provident Financial Holdings Inc | $113M | |
| BYFC Broadway Financial Corp \De\ | $107M | |
| FDSB Fifth District Bancorp, Inc. | $93M | |
| CPBI Central Plains Bancshares, Inc. | $86M | |
| CLST Catalyst Bancorp, Inc. | $72M | |
| HFBL Home Federal Bancorp, Inc. Of Louisiana | $68M | |
| KFFB Kentucky First Federal Bancorp | $45M | |
| MGNO Magnolia Bancorp, Inc. | $12M | |
| CARV Carver Bancorp Inc | $10M | |
| MFBI Monroe Federal Bancorp, Inc. | $7M |
Where SFBC sits on the market map
Finance · Savings Institution, Federally Chartered
News
Sound Financial Bancorp, Inc. (SFBC) stock news
Sound Financial Bancorp, Inc. reports Q3 2026 net income of $2.3 million and declares $0.21 cash dividend
Sound Financial Bancorp, Inc. reported net income of $2.3 million for the quarter ended September 30, 2026, or $0.90 diluted ...
Sound Financial Bancorp, Inc. Q3 2026 Results
Sound Financial Bancorp, Inc. (the "Company") (Nasdaq: SFBC), the holding company for Sound Community Bank (the "Bank"), ...
FAQ
Sound Financial Bancorp, Inc. (SFBC) stock forecast FAQ
What is the Sound Financial Bancorp, Inc. (SFBC) stock forecast?
Our AI scores Sound Financial Bancorp, Inc. every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
How accurate are Sound Financial Bancorp, Inc. stock predictions?
For SFBC, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 13.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 11.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Sound Financial Bancorp, Inc. forecasts updated?
Sound Financial Bancorp, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 6, 2026.
Which companies are Sound Financial Bancorp, Inc.'s industry peers?
33 issuers in our coverage, SFBC included, share the SEC industry code Savings Institution, Federally Chartered. The largest are: Hsbc Holdings Plc (HSBC), Axos Financial, Inc. (AX), Eastern Bankshares, Inc. (EBC), Tfs Financial Corp (TFSL), Provident Financial Services Inc (PFS), Capitol Federal Financial, Inc. (CFFN).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.