FDSB vs SFBC: stock comparison and AI forecast
Fifth District Bancorp, Inc. (FDSB) and Sound Financial Bancorp, Inc. (SFBC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FDSB Fifth District Bancorp, Inc.
- Price
- $17.67 +16.2% · 6M
- Market Cap
- $93M
- P/E Ratio
- 65.4x
- Size
- small-cap
- AI Forecast
SFBC Sound Financial Bancorp, Inc.
- Price
- $45.06 +6.7% · 6M
- Market Cap
- $116M
- P/E Ratio
- 15.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- SFBC is 1.3 times larger than FDSB by market capitalization ($116M against $93M).
- SFBC trades at 15.2 times trailing earnings, FDSB at 65.4 times.
- Over the last six months FDSB returned +16.2% and SFBC +6.7%.
- SFBC turns 19.9% of its revenue into net income, against 9.1% for FDSB.
- SFBC carries 8.47 times debt per unit of equity, against 3.12 times for FDSB.
- SFBC yields 1.77% in dividends; FDSB pays none.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FDSB | SFBC |
|---|---|---|
| Market Cap | $93M | $116M |
| P/E Ratio | 65.39x | 15.21x |
| P/B Ratio | 0.72x | 1.03x |
| Dividend Yield | – | 1.77% |
| EPS | $0.27 | $2.96 |
| Book Value/Share | $24.64 | $43.83 |
| Revenue/Share | $3.46 | $15.68 |
| FCF/Share | $0.24 | $2.86 |
Profitability & Margins
| Metric | FDSB | SFBC |
|---|---|---|
| ROE | 1.3% | 7.1% |
| ROA | 0.3% | 0.8% |
| Net Margin | 9.1% | 19.9% |
| EBT Margin | 11.2% | 24.2% |
| Tax Rate | 18.3% | 17.6% |
Financial Health
| Metric | FDSB | SFBC |
|---|---|---|
| D/E Ratio | 3.12x | 8.47x |
| Financial Leverage | 4.12x | 9.47x |
Cash Flow
| Metric | FDSB | SFBC |
|---|---|---|
| Operating Cash Flow | $2M | $8M |
| Free Cash Flow | $1M | $7M |
| Capital Spending | -$710K | -$200K |
| OCF Growth YoY | 45.6% | 57.4% |
| FCF Growth YoY | 18.3% | 57.5% |
| FCF/Sales | 7.0% | 18.2% |
| CapEx/Sales | 3.9% | 0.5% |
Operational Efficiency
| Metric | FDSB | SFBC |
|---|---|---|
| Asset Turnover | 0.03x | 0.04x |
| Fixed Assets Turnover | 1.5x | 9.8x |
Income Statement
| Metric | FDSB | SFBC |
|---|---|---|
| Total Revenue | $18M | $40M |
| Net Income | $2M | $8M |
| SG&A Expense | – | $6M |
Dividend & Shareholder Information
| Metric | FDSB | SFBC |
|---|---|---|
| Dividends Per Share | – | $0.80 |
| Payout Ratio | – | 27.0% |
| Shares Outstanding | 5M | 3M |
| Net Income Growth | -35.7% | 27.6% |
| EPS Growth | -32.5% | 29.8% |
FDSB vs SFBC: stock comparison and AI forecast
Which is bigger, FDSB or SFBC?
SFBC is 1.3 times larger than FDSB by market capitalization ($116M against $93M).
Which is cheaper on earnings, FDSB or SFBC?
SFBC trades at 15.2 times trailing earnings, FDSB at 65.4 times.
Which stock performed better over the last six months, FDSB or SFBC?
Over the last six months FDSB returned +16.2% and SFBC +6.7%.
Which one does Intratio's AI model rank higher, FDSB or SFBC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.