FCAP vs WNEB: stock comparison and AI forecast
First Capital Inc (FCAP) and Western New England Bancorp, Inc. (WNEB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FCAP First Capital Inc
- Price
- $62.35 +8.9% · 6M
- Market Cap
- $209M
- P/E Ratio
- 9.6x
- Size
- small-cap
- AI Forecast
WNEB Western New England Bancorp, Inc.
- Price
- $13.68 -2.9% · 6M
- Market Cap
- $274M
- P/E Ratio
- 15.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- WNEB is 1.3 times larger than FCAP by market capitalization ($274M against $209M).
- FCAP trades at 9.6 times trailing earnings, WNEB at 15.0 times.
- Over the last six months FCAP returned +8.9% and WNEB -2.9%.
- FCAP turns 34.6% of its revenue into net income, against 21.9% for WNEB.
- WNEB carries 10.22 times debt per unit of equity, against 8.05 times for FCAP.
- WNEB yields 2.03% in dividends and FCAP 2.00%.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FCAP | WNEB |
|---|---|---|
| Market Cap | $209M | $274M |
| P/E Ratio | 9.62x | 15.03x |
| P/B Ratio | 1.46x | 1.12x |
| Dividend Yield | 2.00% | 2.03% |
| EPS | $6.49 | $0.91 |
| Book Value/Share | $42.61 | $12.21 |
| Revenue/Share | $15.92 | $4.52 |
| FCF/Share | $6.49 | $0.95 |
Profitability & Margins
| Metric | FCAP | WNEB |
|---|---|---|
| ROE | 12.9% | 8.1% |
| ROA | 1.4% | 0.7% |
| Operating Margin | 33.9% | – |
| Net Margin | 34.6% | 21.9% |
| EBT Margin | 42.7% | 28.6% |
| Tax Rate | 18.8% | 23.4% |
Financial Health
| Metric | FCAP | WNEB |
|---|---|---|
| D/E Ratio | 8.05x | 10.22x |
| Financial Leverage | 9.05x | 11.22x |
| Interest Coverage | 0.5x | – |
Cash Flow
| Metric | FCAP | WNEB |
|---|---|---|
| Operating Cash Flow | $24M | $22M |
| Free Cash Flow | $22M | $19M |
| Capital Spending | -$2M | -$3M |
| OCF Growth YoY | 20.3% | 24.9% |
| FCF Growth YoY | 15.1% | – |
| FCF/Sales | 40.8% | 20.9% |
| CapEx/Sales | 3.9% | 2.8% |
Operational Efficiency
| Metric | FCAP | WNEB |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 3.5x | 4.1x |
Income Statement
| Metric | FCAP | WNEB |
|---|---|---|
| Total Revenue | $53M | $91M |
| Operating Income | $18M | – |
| Net Income | $18M | $20M |
Dividend & Shareholder Information
| Metric | FCAP | WNEB |
|---|---|---|
| Dividends Per Share | $1.24 | $0.28 |
| Payout Ratio | 19.1% | 30.8% |
| Shares Outstanding | 3M | 20M |
| Net Income Growth | 40.1% | 30.2% |
| EPS Growth | 68.6% | 44.4% |
FCAP vs WNEB: stock comparison and AI forecast
Which is bigger, FCAP or WNEB?
WNEB is 1.3 times larger than FCAP by market capitalization ($274M against $209M).
Which is cheaper on earnings, FCAP or WNEB?
FCAP trades at 9.6 times trailing earnings, WNEB at 15.0 times.
Which stock performed better over the last six months, FCAP or WNEB?
Over the last six months FCAP returned +8.9% and WNEB -2.9%.
Which one does Intratio's AI model rank higher, FCAP or WNEB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.