FSBC vs OBK: stock comparison and AI forecast
Five Star Bancorp (FSBC) and Origin Bancorp, Inc. (OBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FSBC Five Star Bancorp
- Price
- $44.11 +7.0% · 6M
- Market Cap
- $1.08B
- P/E Ratio
- 13.5x
- Size
- small-cap
- AI Forecast
OBK Origin Bancorp, Inc.
- Price
- $53.24 +14.2% · 6M
- Market Cap
- $1.64B
- P/E Ratio
- 11.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- OBK is 1.5 times larger than FSBC by market capitalization ($1.64B against $1.08B).
- OBK trades at 11.0 times trailing earnings, FSBC at 13.4 times.
- Over the last six months OBK returned +14.2% and FSBC +7.0%.
- FSBC turns 43.4% of its revenue into net income, against 31.6% for OBK.
- FSBC carries 8.01 times debt per unit of equity, against 7.00 times for OBK.
- FSBC yields 1.95% in dividends and OBK 1.52%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FSBC | OBK |
|---|---|---|
| Market Cap | $1.08B | $1.64B |
| P/E Ratio | 13.45x | 10.98x |
| P/B Ratio | 1.75x | 1.30x |
| Dividend Yield | 1.95% | 1.52% |
| EPS | $3.28 | $4.85 |
| Book Value/Share | $25.15 | $40.96 |
| Revenue/Share | $7.29 | $13.53 |
| FCF/Share | $3.59 | $4.83 |
Profitability & Margins
| Metric | FSBC | OBK |
|---|---|---|
| ROE | 12.6% | 8.1% |
| ROA | 1.4% | 1.0% |
| Net Margin | 43.4% | 31.6% |
| EBT Margin | 57.9% | 51.0% |
| Tax Rate | 25.2% | 21.4% |
Financial Health
| Metric | FSBC | OBK |
|---|---|---|
| D/E Ratio | 8.01x | 7.00x |
| Financial Leverage | 9.01x | 8.00x |
Cash Flow
| Metric | FSBC | OBK |
|---|---|---|
| Operating Cash Flow | $90M | $170M |
| Free Cash Flow | $88M | $149M |
| Capital Spending | -$2M | -$21M |
| OCF Growth YoY | 28.1% | 16.7% |
| FCF Growth YoY | 26.9% | 9.8% |
| FCF/Sales | 49.2% | 35.7% |
| CapEx/Sales | 0.9% | 5.0% |
Operational Efficiency
| Metric | FSBC | OBK |
|---|---|---|
| Asset Turnover | 0.03x | 0.04x |
| Fixed Assets Turnover | 66.6x | 3.1x |
Income Statement
| Metric | FSBC | OBK |
|---|---|---|
| Total Revenue | $179M | $417M |
| Net Income | $78M | $102M |
Dividend & Shareholder Information
| Metric | FSBC | OBK |
|---|---|---|
| Dividends Per Share | $0.86 | $0.81 |
| Payout Ratio | 26.2% | 16.7% |
| Shares Outstanding | 25M | 31M |
| Net Income Growth | 35.4% | 19.3% |
| EPS Growth | 22.4% | 152.6% |
FSBC vs OBK: stock comparison and AI forecast
Which is bigger, FSBC or OBK?
OBK is 1.5 times larger than FSBC by market capitalization ($1.64B against $1.08B).
Which is cheaper on earnings, FSBC or OBK?
OBK trades at 11.0 times trailing earnings, FSBC at 13.4 times.
Which stock performed better over the last six months, FSBC or OBK?
Over the last six months OBK returned +14.2% and FSBC +7.0%.
Which one does Intratio's AI model rank higher, FSBC or OBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.