GOVB vs MBBC: stock comparison and AI forecast
Gouverneur Bancorp, Inc./Md/ (GOVB) and Marathon Bancorp, Inc. /Md/ (MBBC) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
GOVB Gouverneur Bancorp, Inc./Md/
- Market Cap
- $22M
- P/E Ratio
- 29.1x
- Size
- small-cap
- AI Forecast
MBBC Marathon Bancorp, Inc. /Md/
- Price
- $14.40 -1.6% · 6M
- Market Cap
- $43M
- P/E Ratio
- 21.8x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- MBBC is 1.9 times larger than GOVB by market capitalization ($43M against $22M).
- MBBC trades at 21.8 times trailing earnings, GOVB at 29.1 times.
- MBBC turns 19.9% of its revenue into net income, against 11.6% for GOVB.
- GOVB carries 5.07 times debt per unit of equity, against 4.44 times for MBBC.
- GOVB yields 2.47% in dividends; MBBC pays none.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | GOVB | MBBC |
|---|---|---|
| Market Cap | $22M | $43M |
| P/E Ratio | 29.08x | 21.82x |
| P/B Ratio | 0.69x | 0.90x |
| Dividend Yield | 2.47% | – |
| EPS | $0.73 | $0.66 |
| Book Value/Share | $30.93 | $15.93 |
| Revenue/Share | $8.01 | $2.99 |
| FCF/Share | $0.72 | $0.67 |
Profitability & Margins
| Metric | GOVB | MBBC |
|---|---|---|
| ROE | 3.0% | 3.7% |
| ROA | 0.5% | 0.7% |
| Net Margin | 11.6% | 19.9% |
| EBT Margin | 12.3% | 23.7% |
| Tax Rate | 6.1% | 16.0% |
Financial Health
| Metric | GOVB | MBBC |
|---|---|---|
| D/E Ratio | 5.07x | 4.44x |
| Financial Leverage | 6.07x | 5.44x |
Cash Flow
| Metric | GOVB | MBBC |
|---|---|---|
| Operating Cash Flow | $1M | $2M |
| Free Cash Flow | $760K | $2M |
| Capital Spending | -$400K | -$430K |
| OCF Growth YoY | 23.3% | 69.3% |
| FCF Growth YoY | -8.7% | 59.1% |
| FCF/Sales | 9.0% | 22.4% |
| CapEx/Sales | 4.7% | 4.8% |
Operational Efficiency
| Metric | GOVB | MBBC |
|---|---|---|
| Asset Turnover | 0.04x | 0.03x |
| Fixed Assets Turnover | 2.8x | 2.3x |
Income Statement
| Metric | GOVB | MBBC |
|---|---|---|
| Total Revenue | $8M | $9M |
| Net Income | $980K | $2M |
Dividend & Shareholder Information
| Metric | GOVB | MBBC |
|---|---|---|
| Dividends Per Share | $0.53 | – |
| Payout Ratio | 72.6% | – |
| Shares Outstanding | 1M | 3M |
| Net Income Growth | 55.5% | 4120.0% |
| EPS Growth | 30.4% | 3200.0% |
GOVB vs MBBC: stock comparison and AI forecast
Which is bigger, GOVB or MBBC?
MBBC is 1.9 times larger than GOVB by market capitalization ($43M against $22M).
Which is cheaper on earnings, GOVB or MBBC?
MBBC trades at 21.8 times trailing earnings, GOVB at 29.1 times.
Which one does Intratio's AI model rank higher, GOVB or MBBC?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.