HMN vs SKWD: stock comparison and AI forecast
Horace Mann Educators Corp /De/ (HMN) and Skyward Specialty Insurance Group, Inc. (SKWD) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HMN Horace Mann Educators Corp /De/
- Market Cap
- $2.16B
- P/E Ratio
- 12.7x
- Size
- mid-cap
- AI Forecast
SKWD Skyward Specialty Insurance Group, Inc.
- Price
- $63.86 +40.3% · 6M
- Market Cap
- $2.84B
- P/E Ratio
- 14.9x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- SKWD is 1.3 times larger than HMN by market capitalization ($2.84B against $2.16B).
- HMN trades at 12.7 times trailing earnings, SKWD at 14.9 times.
- SKWD turns 10.8% of its revenue into net income, against 10.2% for HMN.
- HMN carries 9.84 times debt per unit of equity, against 4.35 times for SKWD.
- HMN yields 2.68% in dividends; SKWD pays none.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HMN | SKWD |
|---|---|---|
| Market Cap | $2.16B | $2.84B |
| P/E Ratio | 12.65x | 14.88x |
| P/B Ratio | 1.52x | 2.24x |
| Dividend Yield | 2.68% | – |
| EPS | $4.21 | $4.29 |
| Book Value/Share | $35.09 | $28.55 |
| Revenue/Share | $43.13 | $39.05 |
Profitability & Margins
| Metric | HMN | SKWD |
|---|---|---|
| ROE | 12.5% | 14.8% |
| ROA | 1.1% | 2.8% |
| Net Margin | 10.2% | 10.8% |
| EBT Margin | 12.4% | 13.9% |
| Tax Rate | 18.4% | 22.0% |
Financial Health
| Metric | HMN | SKWD |
|---|---|---|
| D/E Ratio | 9.84x | 4.35x |
| Financial Leverage | 10.84x | 5.35x |
Cash Flow
| Metric | HMN | SKWD |
|---|---|---|
| Operating Cash Flow | $527M | $407M |
| OCF Growth YoY | -14.6% | 8.7% |
Operational Efficiency
| Metric | HMN | SKWD |
|---|---|---|
| Asset Turnover | 0.11x | 0.26x |
Income Statement
| Metric | HMN | SKWD |
|---|---|---|
| Total Revenue | $1.75B | $1.73B |
| Net Income | $178M | $188M |
Dividend & Shareholder Information
| Metric | HMN | SKWD |
|---|---|---|
| Dividends Per Share | $1.43 | – |
| Payout Ratio | 34.0% | – |
| Shares Outstanding | 40M | 44M |
| Net Income Growth | 8.2% | 11.3% |
| EPS Growth | 12.0% | 5.7% |
HMN vs SKWD: stock comparison and AI forecast
Which is bigger, HMN or SKWD?
SKWD is 1.3 times larger than HMN by market capitalization ($2.84B against $2.16B).
Which is cheaper on earnings, HMN or SKWD?
HMN trades at 12.7 times trailing earnings, SKWD at 14.9 times.
Which one does Intratio's AI model rank higher, HMN or SKWD?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.