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Stock comparison · Signal date 2026-11-06

MCB vs OBK: stock comparison and AI forecast

Metropolitan Bank Holding Corp. (MCB) and Origin Bancorp, Inc. (OBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
NYSE · State Commercial Banks

MCB Metropolitan Bank Holding Corp.

Market Cap
$1.18B
P/E Ratio
9.8x
Size
small-cap
AI Forecast
Full analysis →
TXSE · State Commercial Banks

OBK Origin Bancorp, Inc.

Price
$53.24 +14.2% · 6M
Market Cap
$1.64B
P/E Ratio
11.0x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

MCB · OBK

Key facts

  • OBK is 1.4 times larger than MCB by market capitalization ($1.64B against $1.18B).
  • MCB trades at 9.8 times trailing earnings, OBK at 11.0 times.
  • MCB turns 31.9% of its revenue into net income, against 31.6% for OBK.
  • MCB carries 8.72 times debt per unit of equity, against 7.00 times for OBK.
  • OBK yields 1.52% in dividends and MCB 0.95%.
  • Both companies share the SEC industry classification State Commercial Banks.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricMCBOBK
Market Cap$1.18B$1.64B
P/E Ratio9.76x10.98x
P/B Ratio1.21x1.30x
Dividend Yield0.95%1.52%
EPS$9.78$4.85
Book Value/Share$78.62$40.96
Revenue/Share$28.35$13.53
FCF/Share–$4.83

Profitability & Margins

MetricMCBOBK
ROE11.5%8.1%
ROA1.2%1.0%
Net Margin31.9%31.6%
EBT Margin45.4%51.0%
Tax Rate29.8%21.4%

Financial Health

MetricMCBOBK
D/E Ratio8.72x7.00x
Financial Leverage9.72x8.00x

Cash Flow

MetricMCBOBK
Operating Cash Flow$136M$170M
Free Cash Flow–$149M
Capital Spending–-$21M
OCF Growth YoY-3.5%16.7%
FCF Growth YoY–9.8%
FCF/Sales–35.7%
CapEx/Sales–5.0%

Operational Efficiency

MetricMCBOBK
Asset Turnover0.04x0.04x
Fixed Assets Turnover–3.1x

Income Statement

MetricMCBOBK
Total Revenue$352M$417M
Net Income$112M$102M

Dividend & Shareholder Information

MetricMCBOBK
Dividends Per Share$0.91$0.81
Payout Ratio9.3%16.7%
Shares Outstanding12M31M
Net Income Growth75.8%19.3%
EPS Growth69.5%152.6%
FAQ

MCB vs OBK: stock comparison and AI forecast

Which is bigger, MCB or OBK?

OBK is 1.4 times larger than MCB by market capitalization ($1.64B against $1.18B).

Which is cheaper on earnings, MCB or OBK?

MCB trades at 9.8 times trailing earnings, OBK at 11.0 times.

Which one does Intratio's AI model rank higher, MCB or OBK?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.