MFIN vs SNFCA: stock comparison and AI forecast
Medallion Financial Corp (MFIN) and Security National Financial Corp (SNFCA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
MFIN Medallion Financial Corp
- Market Cap
- $228M
- P/E Ratio
- 6.4x
- Size
- small-cap
- AI Forecast
SNFCA Security National Financial Corp
- Market Cap
- $256M
- P/E Ratio
- 7.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- SNFCA is 1.1 times larger than MFIN by market capitalization ($256M against $228M).
- MFIN trades at 6.4 times trailing earnings, SNFCA at 7.0 times.
- MFIN turns 18.3% of its revenue into net income, against 11.1% for SNFCA.
- MFIN carries 7.03 times debt per unit of equity, against 2.72 times for SNFCA.
- MFIN yields 5.34% in dividends; SNFCA pays none.
- Both companies share the SEC industry classification Finance Services.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | MFIN | SNFCA |
|---|---|---|
| Market Cap | $228M | $256M |
| P/E Ratio | 6.36x | 6.98x |
| P/B Ratio | 0.57x | 0.59x |
| Dividend Yield | 5.34% | – |
| EPS | $1.56 | $1.34 |
| Book Value/Share | $17.41 | $15.82 |
| Revenue/Share | $6.42 | $12.27 |
| FCF/Share | – | $2.90 |
Profitability & Margins
| Metric | MFIN | SNFCA |
|---|---|---|
| ROE | 6.8% | 8.6% |
| ROA | 0.8% | 2.3% |
| Gross Margin | – | 98.6% |
| Net Margin | 18.3% | 11.1% |
| EBT Margin | 36.6% | 14.3% |
| Tax Rate | 32.6% | 22.6% |
Financial Health
| Metric | MFIN | SNFCA |
|---|---|---|
| D/E Ratio | 7.03x | 2.72x |
| Financial Leverage | 8.41x | 3.72x |
Cash Flow
| Metric | MFIN | SNFCA |
|---|---|---|
| Operating Cash Flow | $137M | $81M |
| Free Cash Flow | – | $79M |
| Capital Spending | – | -$1M |
| OCF Growth YoY | 13.5% | 57.6% |
| FCF Growth YoY | – | 64.5% |
| FCF/Sales | – | 23.6% |
| CapEx/Sales | – | 0.4% |
Operational Efficiency
| Metric | MFIN | SNFCA |
|---|---|---|
| Asset Turnover | 0.04x | 0.21x |
| Receivables Turnover | – | 19.7x |
| Fixed Assets Turnover | – | 19.1x |
| Days Sales Outstanding | – | 18 days |
Income Statement
| Metric | MFIN | SNFCA |
|---|---|---|
| Total Revenue | $147M | $336M |
| Net Income | $27M | $37M |
| Cost of Goods Sold | – | $5M |
Dividend & Shareholder Information
| Metric | MFIN | SNFCA |
|---|---|---|
| Dividends Per Share | $0.53 | – |
| Payout Ratio | 34.0% | – |
| Shares Outstanding | 23M | 27M |
| Net Income Growth | -34.1% | 64.8% |
| EPS Growth | 6.1% | 26.4% |
MFIN vs SNFCA: stock comparison and AI forecast
Which is bigger, MFIN or SNFCA?
SNFCA is 1.1 times larger than MFIN by market capitalization ($256M against $228M).
Which is cheaper on earnings, MFIN or SNFCA?
MFIN trades at 6.4 times trailing earnings, SNFCA at 7.0 times.
Which one does Intratio's AI model rank higher, MFIN or SNFCA?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.