NPB vs OBK: stock comparison and AI forecast
Northpointe Bancshares Inc (NPB) and Origin Bancorp, Inc. (OBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
NPB Northpointe Bancshares Inc
- Price
- $15.76 -10.9% · 6M
- Market Cap
- $545M
- P/E Ratio
- 7.2x
- Size
- small-cap
- AI Forecast
OBK Origin Bancorp, Inc.
- Price
- $53.24 +14.2% · 6M
- Market Cap
- $1.64B
- P/E Ratio
- 11.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- OBK is 3.0 times larger than NPB by market capitalization ($1.64B against $545M).
- NPB trades at 7.2 times trailing earnings, OBK at 11.0 times.
- Over the last six months OBK returned +14.2% and NPB -10.9%.
- NPB turns 34.9% of its revenue into net income, against 31.6% for OBK.
- NPB carries 11.31 times debt per unit of equity, against 7.00 times for OBK.
- OBK yields 1.52% in dividends and NPB 0.63%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | NPB | OBK |
|---|---|---|
| Market Cap | $545M | $1.64B |
| P/E Ratio | 7.16x | 10.98x |
| P/B Ratio | 0.89x | 1.30x |
| Dividend Yield | 0.63% | 1.52% |
| EPS | $2.20 | $4.85 |
| Book Value/Share | $17.69 | $40.96 |
| Revenue/Share | $7.44 | $13.53 |
| FCF/Share | $2.94 | $4.83 |
Profitability & Margins
| Metric | NPB | OBK |
|---|---|---|
| ROE | 14.7% | 8.1% |
| ROA | 1.2% | 1.0% |
| Net Margin | 34.9% | 31.6% |
| EBT Margin | 46.4% | 51.0% |
| Tax Rate | 24.9% | 21.4% |
Financial Health
| Metric | NPB | OBK |
|---|---|---|
| D/E Ratio | 11.31x | 7.00x |
| Financial Leverage | 12.31x | 8.00x |
Cash Flow
| Metric | NPB | OBK |
|---|---|---|
| Operating Cash Flow | $104M | $170M |
| Free Cash Flow | $102M | $149M |
| Capital Spending | -$2M | -$21M |
| OCF Growth YoY | – | 16.7% |
| FCF Growth YoY | – | 9.8% |
| FCF/Sales | 39.6% | 35.7% |
| CapEx/Sales | 0.7% | 5.0% |
Operational Efficiency
| Metric | NPB | OBK |
|---|---|---|
| Asset Turnover | 0.03x | 0.04x |
| Fixed Assets Turnover | 9.5x | 3.1x |
Income Statement
| Metric | NPB | OBK |
|---|---|---|
| Total Revenue | $257M | $417M |
| Net Income | $90M | $102M |
Dividend & Shareholder Information
| Metric | NPB | OBK |
|---|---|---|
| Dividends Per Share | $0.10 | $0.81 |
| Payout Ratio | 4.5% | 16.7% |
| Shares Outstanding | 35M | 31M |
| Net Income Growth | – | 19.3% |
| EPS Growth | – | 152.6% |
NPB vs OBK: stock comparison and AI forecast
Which is bigger, NPB or OBK?
OBK is 3.0 times larger than NPB by market capitalization ($1.64B against $545M).
Which is cheaper on earnings, NPB or OBK?
NPB trades at 7.2 times trailing earnings, OBK at 11.0 times.
Which stock performed better over the last six months, NPB or OBK?
Over the last six months OBK returned +14.2% and NPB -10.9%.
Which one does Intratio's AI model rank higher, NPB or OBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.