PLMR vs SIGI: stock comparison and AI forecast
Palomar Holdings, Inc. (PLMR) and Selective Insurance Group Inc (SIGI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PLMR Palomar Holdings, Inc.
- Market Cap
- $4.10B
- P/E Ratio
- 19.5x
- Size
- mid-cap
- AI Forecast
SIGI Selective Insurance Group Inc
- Market Cap
- $5.87B
- P/E Ratio
- 12.0x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- SIGI is 1.4 times larger than PLMR by market capitalization ($5.87B against $4.10B).
- SIGI trades at 11.9 times trailing earnings, PLMR at 19.5 times.
- PLMR turns 17.6% of its revenue into net income, against 9.4% for SIGI.
- SIGI carries 3.56 times debt per unit of equity, against 3.23 times for PLMR.
- SIGI yields 1.70% in dividends; PLMR pays none.
- Both companies share the SEC industry classification Fire, Marine & Casualty Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PLMR | SIGI |
|---|---|---|
| Market Cap | $4.10B | $5.87B |
| P/E Ratio | 19.51x | 11.95x |
| P/B Ratio | 4.16x | 1.70x |
| Dividend Yield | – | 1.70% |
| EPS | $7.98 | $8.32 |
| Book Value/Share | $37.43 | $58.41 |
| Revenue/Share | $46.86 | $92.16 |
| FCF/Share | $17.16 | $19.30 |
Profitability & Margins
| Metric | PLMR | SIGI |
|---|---|---|
| ROE | 22.0% | 14.8% |
| ROA | 5.2% | 3.2% |
| Net Margin | 17.6% | 9.4% |
| EBT Margin | 22.8% | 11.9% |
| Tax Rate | 22.7% | 20.8% |
Financial Health
| Metric | PLMR | SIGI |
|---|---|---|
| D/E Ratio | 3.23x | 3.56x |
| Financial Leverage | 4.23x | 4.56x |
Cash Flow
| Metric | PLMR | SIGI |
|---|---|---|
| Operating Cash Flow | $452M | $1.19B |
| Free Cash Flow | $452M | $1.14B |
| Capital Spending | -$510K | -$55M |
| OCF Growth YoY | 24.1% | 0.4% |
| FCF Growth YoY | 24.0% | -1.2% |
| FCF/Sales | 36.6% | 20.9% |
| CapEx/Sales | 0.0% | 1.0% |
Operational Efficiency
| Metric | PLMR | SIGI |
|---|---|---|
| Asset Turnover | 0.30x | 0.35x |
| Fixed Assets Turnover | 465.6x | 41.7x |
Income Statement
| Metric | PLMR | SIGI |
|---|---|---|
| Total Revenue | $1.23B | $5.44B |
| Net Income | $217M | $511M |
Dividend & Shareholder Information
| Metric | PLMR | SIGI |
|---|---|---|
| Dividends Per Share | – | $1.69 |
| Payout Ratio | – | 20.3% |
| Shares Outstanding | 26M | 59M |
| Net Income Growth | 23.4% | 25.6% |
| EPS Growth | 24.5% | 23.6% |
PLMR vs SIGI: stock comparison and AI forecast
Which is bigger, PLMR or SIGI?
SIGI is 1.4 times larger than PLMR by market capitalization ($5.87B against $4.10B).
Which is cheaper on earnings, PLMR or SIGI?
SIGI trades at 11.9 times trailing earnings, PLMR at 19.5 times.
Which one does Intratio's AI model rank higher, PLMR or SIGI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.