PROV vs RVSB: stock comparison and AI forecast
Provident Financial Holdings Inc (PROV) and Riverview Bancorp Inc (RVSB) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
PROV Provident Financial Holdings Inc
- Price
- $18.19 +6.0% · 6M
- Market Cap
- $113M
- P/E Ratio
- 17.7x
- Size
- small-cap
- AI Forecast
RVSB Riverview Bancorp Inc
- Price
- $6.12 +12.3% · 6M
- Market Cap
- $122M
- P/E Ratio
- –
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- PROV and RVSB have similar market capitalizations ($113M and $122M).
- Over the last six months RVSB returned +12.3% and PROV +6.0%.
- PROV turns 16.4% of its revenue into net income, against -8.9% for RVSB.
- RVSB carries 9.13 times debt per unit of equity, against 8.57 times for PROV.
- PROV yields 3.17% in dividends and RVSB 1.36%.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | PROV | RVSB |
|---|---|---|
| Market Cap | $113M | $122M |
| P/E Ratio | 17.67x | – |
| P/B Ratio | 0.90x | 0.84x |
| Dividend Yield | 3.17% | 1.36% |
| EPS | $1.03 | $-0.19 |
| Book Value/Share | $20.25 | $7.28 |
| Revenue/Share | $6.51 | $2.18 |
| FCF/Share | $1.37 | $0.70 |
Profitability & Margins
| Metric | PROV | RVSB |
|---|---|---|
| ROE | 5.3% | -2.7% |
| ROA | 0.6% | -0.3% |
| Net Margin | 16.4% | -8.9% |
| EBT Margin | 23.7% | -12.1% |
| Tax Rate | 30.9% | 26.3% |
Financial Health
| Metric | PROV | RVSB |
|---|---|---|
| D/E Ratio | 8.57x | 9.13x |
| Financial Leverage | 9.57x | 10.13x |
Cash Flow
| Metric | PROV | RVSB |
|---|---|---|
| Operating Cash Flow | $9M | $15M |
| Free Cash Flow | $9M | $14M |
| Capital Spending | -$430K | -$870K |
| OCF Growth YoY | 3.3% | 591.1% |
| FCF Growth YoY | 4.7% | – |
| FCF/Sales | 21.0% | 31.9% |
| CapEx/Sales | 1.1% | 2.0% |
Operational Efficiency
| Metric | PROV | RVSB |
|---|---|---|
| Asset Turnover | 0.03x | 0.03x |
| Fixed Assets Turnover | 4.4x | 2.1x |
Income Statement
| Metric | PROV | RVSB |
|---|---|---|
| Total Revenue | $41M | $44M |
| Net Income | $7M | -$4M |
Dividend & Shareholder Information
| Metric | PROV | RVSB |
|---|---|---|
| Dividends Per Share | $0.58 | $0.08 |
| Payout Ratio | 56.3% | – |
| Shares Outstanding | 6M | 20M |
| Net Income Growth | 6.4% | -175.0% |
| EPS Growth | 10.8% | -179.2% |
PROV vs RVSB: stock comparison and AI forecast
Which is bigger, PROV or RVSB?
PROV and RVSB have similar market capitalizations ($113M and $122M).
Which stock performed better over the last six months, PROV or RVSB?
Over the last six months RVSB returned +12.3% and PROV +6.0%.
Which one does Intratio's AI model rank higher, PROV or RVSB?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.