RBCAA vs TCBK: stock comparison and AI forecast
Republic Bancorp Inc /Ky/ (RBCAA) and Trico Bancshares / (TCBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
RBCAA Republic Bancorp Inc /Ky/
- Price
- $90.91 +18.3% · 6M
- Market Cap
- $1.78B
- P/E Ratio
- 14.0x
- Size
- small-cap
- AI Forecast
TCBK Trico Bancshares /
- Price
- $52.44 +3.2% · 6M
- Market Cap
- $1.68B
- P/E Ratio
- 10.6x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- RBCAA and TCBK have similar market capitalizations ($1.78B and $1.68B).
- TCBK trades at 10.6 times trailing earnings, RBCAA at 14.0 times.
- Over the last six months RBCAA returned +18.3% and TCBK +3.2%.
- TCBK turns 31.7% of its revenue into net income, against 30.8% for RBCAA.
- TCBK carries 6.39 times debt per unit of equity, against 5.08 times for RBCAA.
- TCBK yields 2.77% in dividends and RBCAA 2.05%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | RBCAA | TCBK |
|---|---|---|
| Market Cap | $1.78B | $1.68B |
| P/E Ratio | 13.97x | 10.57x |
| P/B Ratio | 1.53x | 1.25x |
| Dividend Yield | 2.05% | 2.77% |
| EPS | $6.51 | $4.96 |
| Book Value/Share | $59.28 | $42.03 |
| Revenue/Share | $21.39 | $13.37 |
| FCF/Share | $7.26 | $4.16 |
Profitability & Margins
| Metric | RBCAA | TCBK |
|---|---|---|
| ROE | 11.1% | 10.1% |
| ROA | 1.8% | 1.4% |
| Net Margin | 30.8% | 31.7% |
| EBT Margin | 39.3% | 43.3% |
| Tax Rate | 21.7% | 26.8% |
Financial Health
| Metric | RBCAA | TCBK |
|---|---|---|
| D/E Ratio | 5.08x | 6.39x |
| Financial Leverage | 6.08x | 7.39x |
Cash Flow
| Metric | RBCAA | TCBK |
|---|---|---|
| Operating Cash Flow | $149M | $138M |
| Free Cash Flow | $142M | $133M |
| Capital Spending | -$7M | -$5M |
| OCF Growth YoY | -6.0% | 29.9% |
| FCF Growth YoY | -5.1% | 31.4% |
| FCF/Sales | 33.9% | 31.1% |
| CapEx/Sales | 1.6% | 1.2% |
Operational Efficiency
| Metric | RBCAA | TCBK |
|---|---|---|
| Asset Turnover | 0.06x | 0.04x |
| Fixed Assets Turnover | 10.3x | 6.2x |
Income Statement
| Metric | RBCAA | TCBK |
|---|---|---|
| Total Revenue | $420M | $427M |
| Net Income | $129M | $136M |
Dividend & Shareholder Information
| Metric | RBCAA | TCBK |
|---|---|---|
| Dividends Per Share | $1.86 | $1.45 |
| Payout Ratio | 28.6% | 29.2% |
| Shares Outstanding | 20M | 32M |
| Net Income Growth | 1.4% | 21.0% |
| EPS Growth | 1.1% | 44.6% |
RBCAA vs TCBK: stock comparison and AI forecast
Which is bigger, RBCAA or TCBK?
RBCAA and TCBK have similar market capitalizations ($1.78B and $1.68B).
Which is cheaper on earnings, RBCAA or TCBK?
TCBK trades at 10.6 times trailing earnings, RBCAA at 14.0 times.
Which stock performed better over the last six months, RBCAA or TCBK?
Over the last six months RBCAA returned +18.3% and TCBK +3.2%.
Which one does Intratio's AI model rank higher, RBCAA or TCBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.