WNEB vs WSBF: stock comparison and AI forecast
Western New England Bancorp, Inc. (WNEB) and Waterstone Financial, Inc. (WSBF) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
WNEB Western New England Bancorp, Inc.
- Market Cap
- $274M
- P/E Ratio
- 15.0x
- Size
- small-cap
- AI Forecast
WSBF Waterstone Financial, Inc.
- Market Cap
- $357M
- P/E Ratio
- 12.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- WSBF is 1.3 times larger than WNEB by market capitalization ($357M against $274M).
- WSBF trades at 12.9 times trailing earnings, WNEB at 15.0 times.
- WNEB turns 21.9% of its revenue into net income, against 20.0% for WSBF.
- WNEB carries 10.22 times debt per unit of equity, against 5.42 times for WSBF.
- WSBF yields 3.03% in dividends and WNEB 2.03%.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | WNEB | WSBF |
|---|---|---|
| Market Cap | $274M | $357M |
| P/E Ratio | 15.03x | 12.89x |
| P/B Ratio | 1.12x | 1.02x |
| Dividend Yield | 2.03% | 3.03% |
| EPS | $0.91 | $1.54 |
| Book Value/Share | $12.21 | $19.53 |
| Revenue/Share | $4.52 | $8.37 |
| FCF/Share | $0.95 | $2.38 |
Profitability & Margins
| Metric | WNEB | WSBF |
|---|---|---|
| ROE | 8.1% | 8.6% |
| ROA | 0.7% | 1.3% |
| Net Margin | 21.9% | 20.0% |
| EBT Margin | 28.6% | 25.3% |
| Tax Rate | 23.4% | 21.0% |
Financial Health
| Metric | WNEB | WSBF |
|---|---|---|
| D/E Ratio | 10.22x | 5.42x |
| Financial Leverage | 11.22x | 6.42x |
Cash Flow
| Metric | WNEB | WSBF |
|---|---|---|
| Operating Cash Flow | $22M | $45M |
| Free Cash Flow | $19M | $43M |
| Capital Spending | -$3M | -$2M |
| OCF Growth YoY | 24.9% | -47.9% |
| FCF Growth YoY | – | -49.6% |
| FCF/Sales | 20.9% | 28.4% |
| CapEx/Sales | 2.8% | 1.3% |
Operational Efficiency
| Metric | WNEB | WSBF |
|---|---|---|
| Asset Turnover | 0.03x | 0.07x |
| Fixed Assets Turnover | 4.1x | 8.0x |
Income Statement
| Metric | WNEB | WSBF |
|---|---|---|
| Total Revenue | $91M | $150M |
| Net Income | $20M | $30M |
Dividend & Shareholder Information
| Metric | WNEB | WSBF |
|---|---|---|
| Dividends Per Share | $0.28 | $0.60 |
| Payout Ratio | 30.8% | 39.0% |
| Shares Outstanding | 20M | 18M |
| Net Income Growth | 30.2% | 45.4% |
| EPS Growth | 44.4% | 36.3% |
WNEB vs WSBF: stock comparison and AI forecast
Which is bigger, WNEB or WSBF?
WSBF is 1.3 times larger than WNEB by market capitalization ($357M against $274M).
Which is cheaper on earnings, WNEB or WSBF?
WSBF trades at 12.9 times trailing earnings, WNEB at 15.0 times.
Which one does Intratio's AI model rank higher, WNEB or WSBF?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.