Jack Henry (JKHY) Q1 2027 Earnings Call Transcript
Chief Financial Officer and Treasurer - Mimi Carsley ...
Model output · Signal date 2026-11-06
Jack Henry & Associates Inc (JKHY) Stock Forecast Nov. 6, 2026
Analysis updated on Nov. 6, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Rating · 90D
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90-day forecast
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30-day forecast
Alpha
Rank in coverage
of 5150 stocks scored
Rank correlation · 90D
30.0%
Spearman, 357 dates
Market Cap
$12.15B
large-cap · #6 of 43 peers
Summary
Jack Henry & Associates Inc (JKHY) stock forecast summary
Our AI scores Jack Henry & Associates Inc every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
Jack Henry & Associates Inc is a large-cap company with a market capitalization of $12.15B. It ranks number 6 by market capitalization among the 43 Services-Computer Integrated Systems Design issuers in our coverage with a current forecast.
For JKHY, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 30.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 17.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +3.1%, buy ≥ +1.5%, sell < -0.5%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-11-06 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, JKHY included.
Price
JKHY price chart and AI forecast
Cross-section · 2026-11-06
How JKHY ranks among 5150 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Fundamentals · 2026-09-30
Jack Henry & Associates Inc (JKHY) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Services-Computer Integrated Systems Design peers listed below that report each metric.
Valuation & Market
| Metric | JKHY | Rank |
|---|---|---|
| Market Cap | $12.15B | 6/43 |
| P/E Ratio | 23.76x | 7/16 |
| P/B Ratio | 5.78x | 5/31 |
| Dividend Yield | 1.41% | 4/5 |
| EPS | $7.29 | – |
| Book Value/Share | $29.95 | – |
| Revenue/Share | $37.10 | – |
| FCF/Share | $10.23 | – |
Profitability & Margins
| Metric | JKHY | Rank |
|---|---|---|
| ROE | 24.7% | 5/22 |
| ROA | 16.2% | 2/28 |
| ROIC | 24.4% | 4/36 |
| Gross Margin | 43.8% | 13/33 |
| Operating Margin | 25.3% | 2/37 |
| Net Margin | 20.0% | 3/27 |
| EBT Margin | 25.9% | 3/38 |
| Tax Rate | 22.9% | – |
Financial Health
| Metric | JKHY | Rank |
|---|---|---|
| Current Ratio | 1.38x | 22/40 |
| D/E Ratio | 0.52x | 21/33 |
| Financial Leverage | 1.52x | 21/33 |
| Interest Coverage | 58.1x | 2/35 |
| Working Capital | $187M | 12/40 |
Cash Flow
| Metric | JKHY | Rank |
|---|---|---|
| Operating Cash Flow | $803M | 6/41 |
| Free Cash Flow | $717M | 5/26 |
| Capital Spending | -$85M | 21/26 |
| OCF Growth YoY | 24.4% | 8/17 |
| FCF Growth YoY | 20.4% | 6/15 |
| FCF/Sales | 27.6% | 2/25 |
| CapEx/Sales | 3.3% | 10/25 |
Operational Efficiency
| Metric | JKHY | Rank |
|---|---|---|
| Asset Turnover | 0.81x | 10/29 |
| Receivables Turnover | 7.5x | 11/27 |
| Fixed Assets Turnover | 11.2x | 18/29 |
| Days Sales Outstanding | 49 days | 17/27 |
| Payables Period | 6 days | 31/31 |
Income Statement
| Metric | JKHY | Rank |
|---|---|---|
| Total Revenue | $2.60B | 9/29 |
| Operating Income | $658M | 6/39 |
| Net Income | $519M | 5/28 |
| R&D Expense | $183M | 7/29 |
| SG&A Expense | $299M | 13/36 |
| Cost of Goods Sold | $1.46B | 6/37 |
Dividend & Shareholder Information
| Metric | JKHY | Rank |
|---|---|---|
| Dividends Per Share | $2.44 | – |
| Payout Ratio | 33.5% | 2/5 |
| Shares Outstanding | 70M | – |
| Net Income Growth | 8.0% | 9/12 |
| EPS Growth | 10.8% | 5/12 |
Balance Sheet Highlights (USD millions)
| Total Current Assets | $684M | 21.4% of assets |
| Cash & Short-term Investments | $25M | 0.8% of assets |
| Accounts Receivable | $346M | 10.8% of assets |
| Total Liabilities | $1.10B | 34.3% of assets |
| Short-term Debt | $473M | 14.8% of assets |
Quarterly Financial Reports
JKHY quarterly financials and insider trading
Industry Peers · Services-Computer Integrated Systems Design
Jack Henry & Associates Inc (JKHY) industry peers
Companies classified under the same SEC industry code as Jack Henry & Associates Inc (Services-Computer Integrated Systems Design): 45 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| JKHY Jack Henry & Associates Inc | $12.15B | |
| IOT Samsara Inc. | $24.00B | |
| LDOS Leidos Holdings, Inc. | $16.65B | |
| IONQ Ionq, Inc. | $14.11B | |
| GDDY Godaddy Inc. | $13.87B | |
| CACI Caci International Inc /De/ | $13.57B | |
| QNT Quantinuum Inc. | $9.89B | |
| AUR Aurora Innovation, Inc. | $8.91B | |
| LNWO Light & Wonder, Inc. | $6.45B | |
| SAIC Science Applications International Corp | $6.15B | |
| OTEX Open Text Corp | $6.02B | |
| WAY Waystar Holding Corp. | $5.54B | |
| PSN Parsons Corp | $5.31B | |
| KD Kyndryl Holdings, Inc. | $3.55B | |
| AGYS Agilysys Inc | $3.42B | |
| NTCT Netscout Systems Inc | $2.31B | |
| WRD Weride Inc. | $1.38B | |
| OSPN Onespan Inc. | $797M | |
| TLS Telos Corp | $357M | |
| ECX Ecarx Holdings Inc. | $315M | |
| SMRT Smartrent, Inc. | $308M | |
| ASUR Asure Software Inc | $291M | |
| KDK Kodiak Ai, Inc. | $257M | |
| RBBN Ribbon Communications Inc. | $247M | |
| UIS Unisys Corp | $179M | |
| MRLN Merlin, Inc. | $88M | |
| AIOS Aios Tech Inc. | $73M | |
| CSPI Csp Inc /Ma/ | $72M | |
| WYY Widepoint Corp | $62M | |
| ARBE Arbe Robotics Ltd. | $52M | |
| MBAI Mbody Ai Ltd. | $37M | |
| ODYS Odysight.Ai Inc. | $36M | |
| TSPH Tusimple Holdings Inc. | $33M | |
| BNAI Brand Engagement Network Inc. | $33M | |
| CREX Creative Realities, Inc. | $27M | |
| STEM Stem, Inc. | $21M | |
| VEEA Veea Inc. | $14M | |
| SLE Super League Enterprise, Inc. | $9M | |
| FUSE Fusemachines Inc. | $8M | |
| GRHI Gold Rock Holdings, Inc. | $4M | |
| HCTI Healthcare Triangle, Inc. | $3M | |
| RIME Algorhythm Holdings, Inc. | $1M | |
| OMQS Omniq Corp. | $1M | |
| DAIC Cid Holdco, Inc. | N/A | |
| SEII Sharing Economy International Inc. | N/A |
Where JKHY sits on the market map
Technology · Services-Computer Integrated Systems Design
News
Jack Henry & Associates Inc (JKHY) stock news
Jack Henry raises FY2027 GAAP EPS view to $7.47-$7.51 while targeting 58-65 new core wins
Cris Kennedy, William Blair: asked about conservatism and levers; CFO Carsley cited potential upside if “a meaningful shift in on-premise to private cloud…that's 2x revenue for us,” and CEO Adelson ...
Jack Henry & Associates, Inc. Q1 2027 Earnings Call Summary
The Jack Henry Platform is positioned as a strategic bridge, allowing institutions to adopt cloud-native components like ...
FAQ
Jack Henry & Associates Inc (JKHY) stock forecast FAQ
What is the Jack Henry & Associates Inc (JKHY) stock forecast?
Our AI scores Jack Henry & Associates Inc every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
How accurate are Jack Henry & Associates Inc stock predictions?
For JKHY, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 30.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 17.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Jack Henry & Associates Inc forecasts updated?
Jack Henry & Associates Inc forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 6, 2026.
Which companies are Jack Henry & Associates Inc's industry peers?
45 issuers in our coverage, JKHY included, share the SEC industry code Services-Computer Integrated Systems Design. The largest are: Samsara Inc. (IOT), Leidos Holdings, Inc. (LDOS), Ionq, Inc. (IONQ), Godaddy Inc. (GDDY), Caci International Inc /De/ (CACI), Quantinuum Inc. (QNT).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.