Standard Premium Finance Holdings, Inc. (SPFX) Stock Forecast Oct. 16, 2026
Analysis updated on Oct. 16, 2026 (UTC) · Total · absolute moveSwitch to Alpha · OTC
Standard Premium Finance Holdings, Inc. (SPFX) stock forecast summary
Our AI ranks Standard Premium Finance Holdings, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Standard Premium Finance Holdings, Inc. is a small-cap company with a market capitalization of $9M.
For SPFX, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 48.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 11.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected absolute price move over the horizon, market included. This is the number a price target is built from. Ratings: strong buy ≥ +5.1%, buy ≥ +3.4%, sell < +1.8%, strong sell < +0.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)
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How SPFX ranks among 5185 stocks
90D Total forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Standard Premium Finance Holdings, Inc. (SPFX) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Miscellaneous Business Credit Institution peers listed below that report each metric.
Valuation & Market
| Metric | SPFX | Rank |
|---|---|---|
| Market Cap | $9M | – |
| P/E Ratio | 9.55x | – |
| P/B Ratio | 1.02x | – |
| EPS | $0.33 | – |
| Book Value/Share | $3.08 | – |
| Revenue/Share | $4.52 | – |
| FCF/Share | $0.43 | – |
Profitability & Margins
| Metric | SPFX | Rank |
|---|---|---|
| ROE | 15.6% | – |
| ROA | 1.6% | – |
| Net Margin | 10.6% | – |
| EBT Margin | 14.1% | – |
| Tax Rate | 24.6% | – |
Financial Health
| Metric | SPFX | Rank |
|---|---|---|
| Current Ratio | 1.25x | – |
| D/E Ratio | 8.97x | – |
| Financial Leverage | 9.97x | – |
| Working Capital | $18M | – |
Cash Flow
| Metric | SPFX | Rank |
|---|---|---|
| Operating Cash Flow | $1M | – |
| Free Cash Flow | $1M | – |
| Capital Spending | -$60K | – |
| OCF Growth YoY | 95.1% | – |
| FCF Growth YoY | 99.8% | – |
| FCF/Sales | 9.5% | – |
| CapEx/Sales | 0.4% | – |
Operational Efficiency
| Metric | SPFX | Rank |
|---|---|---|
| Asset Turnover | 0.15x | – |
| Receivables Turnover | 9.7x | – |
| Fixed Assets Turnover | 106.3x | – |
| Days Sales Outstanding | 38 days | – |
Income Statement
| Metric | SPFX | Rank |
|---|---|---|
| Total Revenue | $13M | – |
| Net Income | $1M | – |
Dividend & Shareholder Information
| Metric | SPFX | Rank |
|---|---|---|
| Shares Outstanding | 3M | – |
| Net Income Growth | 24.5% | – |
| EPS Growth | 57.1% | – |
Balance Sheet Highlights (USD millions)
| Total Current Assets | $88M | 98.1% of assets |
| Cash & Short-term Investments | $20K | 0.0% of assets |
| Accounts Receivable | $1M | 1.5% of assets |
| Total Liabilities | $81M | 89.9% of assets |
SPFX quarterly financials and insider trading
Standard Premium Finance Holdings, Inc. (SPFX) industry peers
Companies classified under the same SEC industry code as Standard Premium Finance Holdings, Inc. (Miscellaneous Business Credit Institution): 5 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
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Standard Premium Finance Holdings, Inc. (SPFX) stock news
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Standard Premium Finance Holdings, Inc. (SPFX) stock forecast FAQ
What is the Standard Premium Finance Holdings, Inc. (SPFX) stock forecast?
Our AI ranks Standard Premium Finance Holdings, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
How accurate are Standard Premium Finance Holdings, Inc. stock predictions?
For SPFX, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 48.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 11.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Standard Premium Finance Holdings, Inc. forecasts updated?
Standard Premium Finance Holdings, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.
Which companies are Standard Premium Finance Holdings, Inc.'s industry peers?
5 issuers in our coverage, SPFX included, share the SEC industry code Miscellaneous Business Credit Institution. The largest are: Orix Corp (IX), Swk Holdings Corp (SWKHL), Troops, Inc. /Cayman Islands/ (TROO), National Rural Utilities Cooperative Finance Corp /Dc/ (NRUC).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.