CBNK vs SHBI: stock comparison and AI forecast
Capital Bancorp Inc (CBNK) and Shore Bancshares Inc (SHBI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CBNK Capital Bancorp Inc
- Market Cap
- $691M
- P/E Ratio
- 10.2x
- Size
- small-cap
- AI Forecast
SHBI Shore Bancshares Inc
- Price
- $22.45 +13.6% · 6M
- Market Cap
- $749M
- P/E Ratio
- 9.3x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CBNK and SHBI have similar market capitalizations ($691M and $749M).
- SHBI trades at 9.3 times trailing earnings, CBNK at 10.2 times.
- SHBI turns 29.3% of its revenue into net income, against 22.4% for CBNK.
- SHBI carries 9.42 times debt per unit of equity, against 7.81 times for CBNK.
- SHBI yields 2.33% in dividends and CBNK 1.18%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CBNK | SHBI |
|---|---|---|
| Market Cap | $691M | $749M |
| P/E Ratio | 10.24x | 9.32x |
| P/B Ratio | 1.60x | 1.21x |
| Dividend Yield | 1.18% | 2.33% |
| EPS | $4.14 | $2.41 |
| Book Value/Share | $26.48 | $18.56 |
| Revenue/Share | $14.93 | $7.02 |
| FCF/Share | – | $2.42 |
Profitability & Margins
| Metric | CBNK | SHBI |
|---|---|---|
| ROE | 12.6% | 11.1% |
| ROA | 1.4% | 1.1% |
| Operating Margin | -1.5% | – |
| Net Margin | 22.4% | 29.3% |
| EBT Margin | 29.4% | 38.8% |
| Tax Rate | 23.9% | 24.5% |
Financial Health
| Metric | CBNK | SHBI |
|---|---|---|
| D/E Ratio | 7.81x | 9.42x |
| Financial Leverage | 8.81x | 10.42x |
| Interest Coverage | -0.0x | – |
Cash Flow
| Metric | CBNK | SHBI |
|---|---|---|
| Operating Cash Flow | $71M | $84M |
| Free Cash Flow | – | $81M |
| Capital Spending | – | -$3M |
| OCF Growth YoY | -8.5% | -3.2% |
| FCF Growth YoY | – | -2.3% |
| FCF/Sales | – | 34.4% |
| CapEx/Sales | – | 1.2% |
Operational Efficiency
| Metric | CBNK | SHBI |
|---|---|---|
| Asset Turnover | 0.06x | 0.04x |
| Fixed Assets Turnover | 13.9x | 3.0x |
Income Statement
| Metric | CBNK | SHBI |
|---|---|---|
| Total Revenue | $243M | $234M |
| Operating Income | -$4M | – |
| Net Income | $54M | $69M |
Dividend & Shareholder Information
| Metric | CBNK | SHBI |
|---|---|---|
| Dividends Per Share | $0.50 | $0.52 |
| Payout Ratio | 12.1% | 21.6% |
| Shares Outstanding | 16M | 33M |
| Net Income Growth | 9.6% | 20.6% |
| EPS Growth | 60.5% | 70.9% |
CBNK vs SHBI: stock comparison and AI forecast
Which is bigger, CBNK or SHBI?
CBNK and SHBI have similar market capitalizations ($691M and $749M).
Which is cheaper on earnings, CBNK or SHBI?
SHBI trades at 9.3 times trailing earnings, CBNK at 10.2 times.
Which one does Intratio's AI model rank higher, CBNK or SHBI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.