CPF vs TRST: stock comparison and AI forecast
Central Pacific Financial Corp (CPF) and Trustco Bank Corp N Y (TRST) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CPF Central Pacific Financial Corp
- Price
- $38.30 +10.5% · 6M
- Market Cap
- $974M
- P/E Ratio
- 12.1x
- Size
- small-cap
- AI Forecast
TRST Trustco Bank Corp N Y
- Price
- $57.30 +18.3% · 6M
- Market Cap
- $976M
- P/E Ratio
- 15.9x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- CPF and TRST have similar market capitalizations ($974M and $976M).
- CPF trades at 12.1 times trailing earnings, TRST at 15.9 times.
- Over the last six months TRST returned +18.3% and CPF +10.5%.
- CPF turns 165.3% of its revenue into net income, against 33.4% for TRST.
- CPF carries 11.81 times debt per unit of equity, against 9.29 times for TRST.
- CPF yields 3.11% in dividends and TRST 2.79%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CPF | TRST |
|---|---|---|
| Market Cap | $974M | $976M |
| P/E Ratio | 12.05x | 15.91x |
| P/B Ratio | 1.68x | 1.55x |
| Dividend Yield | 3.11% | 2.79% |
| EPS | $3.18 | $3.60 |
| Book Value/Share | $22.85 | $37.08 |
| Revenue/Share | $2.07 | $11.64 |
| FCF/Share | $4.14 | $4.05 |
Profitability & Margins
| Metric | CPF | TRST |
|---|---|---|
| ROE | 15.0% | 10.5% |
| ROA | 1.2% | 1.0% |
| Net Margin | 165.3% | 33.4% |
| EBT Margin | 212.7% | 44.5% |
| Tax Rate | 22.3% | 25.0% |
Financial Health
| Metric | CPF | TRST |
|---|---|---|
| D/E Ratio | 11.81x | 9.29x |
| Financial Leverage | 12.81x | 10.29x |
Cash Flow
| Metric | CPF | TRST |
|---|---|---|
| Operating Cash Flow | $112M | $77M |
| Free Cash Flow | $105M | $69M |
| Capital Spending | -$6M | -$8M |
| OCF Growth YoY | 8.1% | 38.5% |
| FCF Growth YoY | 7.6% | 58.2% |
| FCF/Sales | 199.9% | 34.8% |
| CapEx/Sales | 11.7% | 3.9% |
Operational Efficiency
| Metric | CPF | TRST |
|---|---|---|
| Asset Turnover | 0.01x | 0.03x |
| Fixed Assets Turnover | 0.5x | 4.7x |
Income Statement
| Metric | CPF | TRST |
|---|---|---|
| Total Revenue | $53M | $198M |
| Net Income | $87M | $66M |
Dividend & Shareholder Information
| Metric | CPF | TRST |
|---|---|---|
| Dividends Per Share | $1.19 | $1.60 |
| Payout Ratio | 37.4% | 44.4% |
| Shares Outstanding | 25M | 17M |
| Net Income Growth | 32.2% | 16.3% |
| EPS Growth | 40.7% | 25.0% |
CPF vs TRST: stock comparison and AI forecast
Which is bigger, CPF or TRST?
CPF and TRST have similar market capitalizations ($974M and $976M).
Which is cheaper on earnings, CPF or TRST?
CPF trades at 12.1 times trailing earnings, TRST at 15.9 times.
Which stock performed better over the last six months, CPF or TRST?
Over the last six months TRST returned +18.3% and CPF +10.5%.
Which one does Intratio's AI model rank higher, CPF or TRST?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.