Trustco Bank Corp N Y (TRST) stock forecast summary
Our AI scores Trustco Bank Corp N Y every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
Trustco Bank Corp N Y is a small-cap company with a market capitalization of $976M.
It ranks number 60 by market capitalization among the 60 State Commercial Banks issuers in our coverage with a current forecast.
For TRST, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -14.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -5.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does.
Ratings: strong buy ≥ +3.1%, buy ≥ +1.5%, sell < -0.5%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-11-06 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, TRST included.
Price
TRST price chart and AI forecast
TRST
Cross-section · 2026-11-06
How TRST ranks among 5150 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the State Commercial Banks peers listed below that report each metric.
Valuation & Market
Metric
TRST
Industry median
Rank
Market Cap
$976M
$4.29B
60/60
P/E Ratio
15.91x
11.91x
5/58
P/B Ratio
1.55x
1.32x
16/57
Dividend Yield
2.79%
2.69%
21/51
EPS
$3.60
–
–
Book Value/Share
$37.08
–
–
Revenue/Share
$11.64
–
–
FCF/Share
$4.05
–
–
Profitability & Margins
Metric
TRST
Industry median
Rank
ROE
10.5%
10.7%
30/55
ROA
1.0%
1.2%
41/52
Net Margin
33.4%
31.5%
20/56
EBT Margin
44.5%
39.8%
19/57
Tax Rate
25.0%
–
–
Financial Health
Metric
TRST
Industry median
Rank
D/E Ratio
9.29x
7.37x
14/59
Financial Leverage
10.29x
8.30x
12/54
Cash Flow
Metric
TRST
Industry median
Rank
Operating Cash Flow
$77M
$420M
54/58
Free Cash Flow
$69M
$316M
42/45
Capital Spending
-$8M
-$19M
13/45
OCF Growth YoY
38.5%
28.1%
20/55
FCF Growth YoY
58.2%
27.4%
12/43
FCF/Sales
34.8%
36.6%
25/44
CapEx/Sales
3.9%
2.0%
10/44
Operational Efficiency
Metric
TRST
Industry median
Rank
Asset Turnover
0.03x
0.04x
42/52
Fixed Assets Turnover
4.7x
5.4x
29/55
Income Statement
Metric
TRST
Industry median
Rank
Total Revenue
$198M
$1.11B
56/57
Net Income
$66M
$343M
56/56
Dividend & Shareholder Information
Metric
TRST
Industry median
Rank
Dividends Per Share
$1.60
–
–
Payout Ratio
44.4%
29.6%
12/51
Shares Outstanding
17M
–
–
Net Income Growth
16.3%
19.3%
32/55
EPS Growth
25.0%
20.5%
26/56
Balance Sheet Highlights (USD millions)
Cash & Short-term Investments
$597M
9.2% of assets
Total Liabilities
$5.86B
90.3% of assets
Quarterly Financial Reports
TRST quarterly financials and insider trading
Industry Peers · State Commercial Banks
Trustco Bank Corp N Y (TRST) industry peers
Companies classified under the same SEC industry code as Trustco Bank Corp N Y (State Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
The above button links to Coinbase. Yahoo Finance is not a broker-dealer or investment adviser and does not offer securities or cryptocurrencies for sale or facilitate trading. Coinbase pays us for ...
GLENVILLE, N.Y., Oct. 13, 2026 (GLOBE NEWSWIRE) -- TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) today announced that it will release third quarter 2026 results after the market close on October 21, ...
GLENVILLE, N.Y., Aug. 18, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) on August 18, 2026 declared an increased quarterly cash dividend of $0.40 per ...
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What is the Trustco Bank Corp N Y (TRST) stock forecast?
Our AI scores Trustco Bank Corp N Y every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
How accurate are Trustco Bank Corp N Y stock predictions?
For TRST, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -14.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -5.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Trustco Bank Corp N Y forecasts updated?
Trustco Bank Corp N Y forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 6, 2026.
Which companies are Trustco Bank Corp N Y's industry peers?
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.
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