CTBI vs OBK: stock comparison and AI forecast
Community Trust Bancorp Inc /Ky/ (CTBI) and Origin Bancorp, Inc. (OBK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
CTBI Community Trust Bancorp Inc /Ky/
- Price
- $69.11 +4.2% · 6M
- Market Cap
- $1.26B
- P/E Ratio
- 11.4x
- Size
- small-cap
- AI Forecast
OBK Origin Bancorp, Inc.
- Price
- $53.24 +14.2% · 6M
- Market Cap
- $1.64B
- P/E Ratio
- 11.0x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- OBK is 1.3 times larger than CTBI by market capitalization ($1.64B against $1.26B).
- OBK trades at 11.0 times trailing earnings, CTBI at 11.4 times.
- Over the last six months OBK returned +14.2% and CTBI +4.2%.
- CTBI turns 37.9% of its revenue into net income, against 31.6% for OBK.
- CTBI carries 7.05 times debt per unit of equity, against 7.00 times for OBK.
- CTBI yields 3.30% in dividends and OBK 1.52%.
- Both companies share the SEC industry classification State Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | CTBI | OBK |
|---|---|---|
| Market Cap | $1.26B | $1.64B |
| P/E Ratio | 11.37x | 10.98x |
| P/B Ratio | 1.43x | 1.30x |
| Dividend Yield | 3.30% | 1.52% |
| EPS | $6.08 | $4.85 |
| Book Value/Share | $48.29 | $40.96 |
| Revenue/Share | $15.96 | $13.53 |
| FCF/Share | $6.96 | $4.83 |
Profitability & Margins
| Metric | CTBI | OBK |
|---|---|---|
| ROE | 12.5% | 8.1% |
| ROA | 1.6% | 1.0% |
| Net Margin | 37.9% | 31.6% |
| EBT Margin | 49.4% | 51.0% |
| Tax Rate | 23.1% | 21.4% |
Financial Health
| Metric | CTBI | OBK |
|---|---|---|
| D/E Ratio | 7.05x | 7.00x |
| Financial Leverage | 8.05x | 8.00x |
Cash Flow
| Metric | CTBI | OBK |
|---|---|---|
| Operating Cash Flow | $132M | $170M |
| Free Cash Flow | $126M | $149M |
| Capital Spending | -$6M | -$21M |
| OCF Growth YoY | 17.5% | 16.7% |
| FCF Growth YoY | 21.8% | 9.8% |
| FCF/Sales | 43.6% | 35.7% |
| CapEx/Sales | 2.0% | 5.0% |
Operational Efficiency
| Metric | CTBI | OBK |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 5.5x | 3.1x |
Income Statement
| Metric | CTBI | OBK |
|---|---|---|
| Total Revenue | $290M | $417M |
| Net Income | $110M | $102M |
Dividend & Shareholder Information
| Metric | CTBI | OBK |
|---|---|---|
| Dividends Per Share | $2.28 | $0.81 |
| Payout Ratio | 37.5% | 16.7% |
| Shares Outstanding | 18M | 31M |
| Net Income Growth | 17.9% | 19.3% |
| EPS Growth | 17.6% | 152.6% |
CTBI vs OBK: stock comparison and AI forecast
Which is bigger, CTBI or OBK?
OBK is 1.3 times larger than CTBI by market capitalization ($1.64B against $1.26B).
Which is cheaper on earnings, CTBI or OBK?
OBK trades at 11.0 times trailing earnings, CTBI at 11.4 times.
Which stock performed better over the last six months, CTBI or OBK?
Over the last six months OBK returned +14.2% and CTBI +4.2%.
Which one does Intratio's AI model rank higher, CTBI or OBK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.