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Stock comparison · Signal date 2026-11-06

FBSI vs HFWA: stock comparison and AI forecast

First Bancshares Inc /Mo/ (FBSI) and Heritage Financial Corp /Wa/ (HFWA) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market

Share
OTC · Savings Institutions, Not Federally Chartered

FBSI First Bancshares Inc /Mo/

Market Cap
n/a
P/E Ratio
–
AI Forecast
Full analysis →
Nasdaq · Savings Institutions, Not Federally Chartered

HFWA Heritage Financial Corp /Wa/

Market Cap
$1.16B
P/E Ratio
15.2x
Size
small-cap
AI Forecast
Full analysis →
Model output

Which one does the AI model favor?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

FBSI · HFWA

Key facts

  • FBSI carries 10.89 times debt per unit of equity, against 6.86 times for HFWA.
  • HFWA yields 3.14% in dividends; FBSI pays none.
  • Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals

Fundamentals side by side

Trailing twelve months.

Valuation & Market

MetricFBSIHFWA
Market Cap–$1.16B
P/E Ratio–15.18x
P/B Ratio–1.07x
Dividend Yield–3.14%
EPS–$1.87
Book Value/Share–$26.49
Revenue/Share–$7.71
FCF/Share–$2.06

Profitability & Margins

MetricFBSIHFWA
ROE–7.2%
ROA–0.9%
Net Margin–24.6%
EBT Margin–28.9%
Tax Rate–15.0%

Financial Health

MetricFBSIHFWA
D/E Ratio10.89x6.86x
Financial Leverage11.89x7.86x

Cash Flow

MetricFBSIHFWA
Operating Cash Flow–$95M
Free Cash Flow–$84M
Capital Spending–-$11M
OCF Growth YoY–9.2%
FCF Growth YoY–1.5%
FCF/Sales–26.8%
CapEx/Sales–3.5%

Operational Efficiency

MetricFBSIHFWA
Asset Turnover–0.04x
Fixed Assets Turnover–3.2x

Income Statement

MetricFBSIHFWA
Total Revenue–$315M
Net Income–$77M

Dividend & Shareholder Information

MetricFBSIHFWA
Dividends Per Share–$0.89
Payout Ratio–47.6%
Shares Outstanding–41M
Net Income Growth–35.4%
EPS Growth–28.1%
FAQ

FBSI vs HFWA: stock comparison and AI forecast

Which one does Intratio's AI model rank higher, FBSI or HFWA?

Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.

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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.