FDSB vs PROV: stock comparison and AI forecast
Fifth District Bancorp, Inc. (FDSB) and Provident Financial Holdings Inc (PROV) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
FDSB Fifth District Bancorp, Inc.
- Price
- $17.67 +16.2% · 6M
- Market Cap
- $93M
- P/E Ratio
- 65.4x
- Size
- small-cap
- AI Forecast
PROV Provident Financial Holdings Inc
- Price
- $18.19 +6.0% · 6M
- Market Cap
- $113M
- P/E Ratio
- 17.7x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- PROV is 1.2 times larger than FDSB by market capitalization ($113M against $93M).
- PROV trades at 17.7 times trailing earnings, FDSB at 65.4 times.
- Over the last six months FDSB returned +16.2% and PROV +6.0%.
- PROV turns 16.4% of its revenue into net income, against 9.1% for FDSB.
- PROV carries 8.57 times debt per unit of equity, against 3.12 times for FDSB.
- PROV yields 3.17% in dividends; FDSB pays none.
- Both companies share the SEC industry classification Savings Institution, Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | FDSB | PROV |
|---|---|---|
| Market Cap | $93M | $113M |
| P/E Ratio | 65.39x | 17.67x |
| P/B Ratio | 0.72x | 0.90x |
| Dividend Yield | – | 3.17% |
| EPS | $0.27 | $1.03 |
| Book Value/Share | $24.64 | $20.25 |
| Revenue/Share | $3.46 | $6.51 |
| FCF/Share | $0.24 | $1.37 |
Profitability & Margins
| Metric | FDSB | PROV |
|---|---|---|
| ROE | 1.3% | 5.3% |
| ROA | 0.3% | 0.6% |
| Net Margin | 9.1% | 16.4% |
| EBT Margin | 11.2% | 23.7% |
| Tax Rate | 18.3% | 30.9% |
Financial Health
| Metric | FDSB | PROV |
|---|---|---|
| D/E Ratio | 3.12x | 8.57x |
| Financial Leverage | 4.12x | 9.57x |
Cash Flow
| Metric | FDSB | PROV |
|---|---|---|
| Operating Cash Flow | $2M | $9M |
| Free Cash Flow | $1M | $9M |
| Capital Spending | -$710K | -$430K |
| OCF Growth YoY | 45.6% | 3.3% |
| FCF Growth YoY | 18.3% | 4.7% |
| FCF/Sales | 7.0% | 21.0% |
| CapEx/Sales | 3.9% | 1.1% |
Operational Efficiency
| Metric | FDSB | PROV |
|---|---|---|
| Asset Turnover | 0.03x | 0.03x |
| Fixed Assets Turnover | 1.5x | 4.4x |
Income Statement
| Metric | FDSB | PROV |
|---|---|---|
| Total Revenue | $18M | $41M |
| Net Income | $2M | $7M |
Dividend & Shareholder Information
| Metric | FDSB | PROV |
|---|---|---|
| Dividends Per Share | – | $0.58 |
| Payout Ratio | – | 56.3% |
| Shares Outstanding | 5M | 6M |
| Net Income Growth | -35.7% | 6.4% |
| EPS Growth | -32.5% | 10.8% |
FDSB vs PROV: stock comparison and AI forecast
Which is bigger, FDSB or PROV?
PROV is 1.2 times larger than FDSB by market capitalization ($113M against $93M).
Which is cheaper on earnings, FDSB or PROV?
PROV trades at 17.7 times trailing earnings, FDSB at 65.4 times.
Which stock performed better over the last six months, FDSB or PROV?
Over the last six months FDSB returned +16.2% and PROV +6.0%.
Which one does Intratio's AI model rank higher, FDSB or PROV?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.